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Ricardo Guido

Name: Embrace Home Loans
Address: 800 King Farm Blvd Suite 210A, Rockville, Maryland, 20850
Telephone: +1-800-333-3004
Rating: 4.91

Sr Loan Officer | NMLS 1249316

Embrace Home Loans - Rockville, MD

4.91

(377)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 333-3004

Rockville, MD

https://www.embracehomeloans.com/location/maryland/rockville/ricardo-guido

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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4.91

(377)

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Loan officer was very knowledgeable and supportive

Reply from Ricardo Guido

April 20th, 2026 06:15 PM

Thank you for your feedback, Fatmata. I'm pleased to know that you found my support and knowledge helpful during the process. If you have any more questions or need further assistance, please feel free to reach out.

Awesome service and very patient.

Reply from Ricardo Guido

April 20th, 2026 03:15 PM

Thank you for your kind words, Emile. I'm glad to hear that you appreciated the service and patience during your experience. If you need any further assistance, please feel free to reach out.

Great experience! Ricardo and his team kept in contact with me and my client through the process. We were able to close in two weeks!

Something that made our experience great was the answering all of our questions being always available and having patience with us

Reply from Ricardo Guido

March 23rd, 2026 04:59 PM

I'm grateful for your feedback, Melvin. It's vital to me to be available and patient, ensuring all your questions are answered during the purchasing process. If there's anything more I can assist with, please don't hesitate to reach out.

Ricardo and his team have don a very great job for me. I have already erased my mind from getting a house but this guy said no I must get it.There were so much questions even from the state but he didi not relent. Ricardo is a good lender and...

Reply from Ricardo Guido

March 2nd, 2026 06:03 PM

I'm really pleased to hear about your positive experience, Olufemi. It's wonderful to know that my team and I could assist you in achieving your goal of homeownership, even amidst challenges. I appreciate your kind words and support. If you...

When you call Ricardo he is there no matter what time of day it is

Reply from Ricardo Guido

February 25th, 2026 08:10 PM

It's great to hear that my availability was helpful during your purchase journey, Tyra. I believe in being there for my clients whenever they need assistance. If you have any more questions or require further support, please feel free to reach...

From the beginning Ricardo makes sure that you feel important, not once not ever do he make you feel less than, he always talks to you as an equal as a human being as someone who's family, he breaks down every aspect of the program so that...

Reply from Ricardo Guido

February 19th, 2026 02:54 PM

Anthony, thank you for sharing your experience with me. It's important to me that everyone I work with feels respected and well-informed throughout the loan process. I'm glad to hear that both you and your wife had a positive experience and...

Had a great experience, Ricardo i the man

Reply from Ricardo Guido

January 16th, 2026 03:39 PM

I'm glad to hear you had a positive experience with your cash-out refi, Jonathan. It's rewarding to know that my efforts were appreciated. If there's anything else I can assist you with, please feel free to reach out.

Very good

Reply from Ricardo Guido

December 22nd, 2025 08:55 PM

I appreciate your feedback, Adriana. If there's anything more I can do for you, please don't hesitate to contact me.

Ricardo is very knowledgeable and responsive. I have already referred my son and wouldn't hesitate to refer other friends and family members.

31–40 of 377

About

Ricardo Guido (NMLS #1249316) is a premier mortgage loan officer and local lending expert in Rockville, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Ricardo provides comprehensive home financing solutions with Embrace Home Loans. Embrace Home Loans is proud to have Senior Loan Officer, Ricardo Guido as a part of the Embrace family. Ricardo is here to assist clients like you in making the best possible informed decision regarding financing, whether it's your first home, retirement home, vacation home or investment property. Contact Ricardo today to explore your home loan options and get pre-approved!

Products & Services

Mortgage Loan Officer

Mortgage Refinance

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Positions

Embrace Home Loans - Senior Loan Officer
Aug 1st, 2014 - Current

Year Started

2000

Time Zone

Central Standard Time (CST)

Licenses

NMLS 1249316

Videos

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.