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Ric Harter-Loan Officer - LOAN OFFICER | NMLS# 964644 in Kirkland, WA

Ric Harter-Loan Officer

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LOAN OFFICER | NMLS# 964644

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Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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Reviews from Web
  • Encompass
    A
    Angela A W
    Lakewood, WA
    Posted on December 21st, 2022 09:03 PM
    Ric was very available and happy to help answer questions and explain confusing situations/ language of documents. He makes you feel special and valued, I would not use anyone else for future mortgage needs.
    Reply from Ric Harter
    January 5th, 2023 05:05 PM
    Thank you Angela for lovely review. I'm so excited for you both on the closing of your new home. My family and I appreciate your support by me to assist with your home loan needs. May your new home bring you many years of joy and happiness!
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    M
    Mark W W
    Lakewood, WA
    Posted on December 21st, 2022 08:54 PM
    Ric walked us through a very complicated process with patience, caring and a willingness to explain and answer our often basic questions. He made sure we were comfortable with what was happening and carefully advised us along the way.
    Reply from Ric Harter
    January 5th, 2023 05:06 PM
    Mark, thank you very much for your kind review. It was a pleasure to work with you on the purchase of your new home. I hope it will bring you many years of joy and happiness. Take care and God Bless!
  • Encompass
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    Jacob D E
    Lynnwood, WA
    Posted on October 24th, 2022 09:11 PM
    Ric was attentive and proactive. He really took the stress out of the purchase of our first home. Really appreciate his availability and watchfulness throughout the process!
    Reply from Ric Harter
    October 25th, 2022 07:31 PM
    Thank you so much Jacob! So thankful to have been able to serve you with you new home loan. Blessings on you and your new home. May it bring you joy for years to come.
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    Lindsey H
    Vancouver, WA
    Posted on October 23rd, 2022 03:28 PM
    Ric was very communicative. He was on top of everything the entire process and I knew my client was in good hands.
    Reply from Ric Harter
    October 24th, 2022 03:43 PM
    Thank you so much Lindsey! It was awesome getting to work with you and I look forward to the opportunity of serving you and your clients in the future. 😀
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    Tricia A W
    Vancouver, WA
    Posted on October 23rd, 2022 12:13 PM
    Very friendly and helpful
    Reply from Ric Harter
    October 24th, 2022 03:42 PM
    Thank you for your kind review Tricia! It was such a pleasure to serve you. I hope your new home will bring you many years of joy and happiness. Take care and God Bless!
  • Zillow
    E
    Elly C
    Posted on October 21st, 2022 06:49 PM
    Ric was recommended by our realtor. He was on top of things and checked in with us every step of the way. We purchased a house at a lower selling price but in a higher interest rate market. Ric was able to lock us in at a lower rate before...
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    Reply from Ric Harter
    February 8th, 2024 06:20 PM
    Elly, thank you so much for your lovely review. It was such a pleasure to serve you both. I'm so thankful you considered working with me when it came time to purchase your home. Thank you again and best wishes!
  • Encompass
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    Pei-Han C
    Lynnwood, WA
    Posted on October 20th, 2022 06:21 PM
    Ric was on top of things and checked in with us every step of the way. He was very prepared from the beginning. Meeting him in person first also helped solidify our trust for him. Thank you so much, Ric!
    Reply from Ric Harter
    October 24th, 2022 03:41 PM
    Thank you Elly! So happy to have been able to serve you on your new home purchase. I hope it brings you many years of joy and continued prosperity. Take care and God Bless
  • Encompass
    C
    Cameron D
    Lynnwood, WA
    Posted on October 19th, 2022 08:17 PM
    Ric is the absolute best to work with! I appreciate his communication throughout the lending process and the positive feedback I always receive from my clients who work with Ric! He's the absolute best in biz in my book ;)
    Reply from Ric Harter
    October 19th, 2022 09:16 PM
    Cameron, thank you so much for your kind review and for recommending me to Jacob and Elly. It is always such a pleasure to serve you and your clients!
  • Encompass
    H
    Heather M W
    Granite Falls, WA
    Posted on September 26th, 2022 12:09 PM
    Ric was always available for any questions we might have had. He kept us updated on the process of our loan without being overbearing. This was absolutely the smoothest and easiest experience we have ever had.
    Reply from Ric Harter
    October 3rd, 2022 04:39 PM
    Heather, thank you for your lovely review. It was such a pleasure serving you and Joshua. I'm so pleased you were able to find the perfect house. May it bring you many years of joy and happiness. Take care and God Bless!
  • Encompass
    C
    Catrin C R
    Winthrop, WA
    Posted on August 31st, 2022 02:53 PM
    Ric is always proactive on communications, thorough on details, and excellent on keeping us informed of every step along the way. He is always quick to respond, and knowledgeable on the loan process. We have had excellent experience with Ric...
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    Reply from Ric Harter
    August 31st, 2022 04:37 PM
    Thank you for your lovely and kind review Catrin! It was such a pleasure to serve you both once again. I hope your new condo will bring you many years of joy and prosperity. My God Bless and protect your family!
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    About
    Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Construction Loans
    Jumbo Financing
    Conventional Financing
    VA Financing
    FHA Financing
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
    What is the Search Rank Score®?
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    Positions
    • Highlands Residential Mortgage - Loan Officer and Mortgage Guide
      Feb 1st, 2020 - Current
    Memberships
    • PNWna
    • Mill Creek Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Washington State
    • NMLS# 964644
    Gallery
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Achievements
    • 2022 Presidents Club Award
    • 2021 Presidents Club Award
    • 2020 Presidents Club Award
    Hobbies
    • Cycling
    • Hiking
    • Backpacking
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.