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Ric Harter-Loan Officer - LOAN OFFICER | NMLS# 964644 in Kirkland, WA

Ric Harter-Loan Officer

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LOAN OFFICER | NMLS# 964644

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Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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Reviews from Web
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    Daniel H
    Posted on March 6th, 2023 11:51 PM
    Ric helped my wife and I close on our first home. As first time home buyers, Ric was willing to take the time to answer all of our questions and helped us navigate the home buying process. He even helped us move up the closing date a week which...
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    Reply from Owner
    March 8th, 2023 09:19 PM
    Daniel, thank you so much for your very kind review. It was such a pleasure to serve you and your lovely new wife. I'm so thankful we were able to move things ahead to help eliminate some of the stress so you could completely enjoy your wedding...
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    Robert R
    Posted on March 6th, 2023 09:06 PM
    This is our 2nd loan experience with Ric and were again impressed with his attentiveness and patience in explaining the next steps in the process.
    Reply from Owner
    March 8th, 2023 09:14 PM
    Robert, thank you for your kind words. Such a pleasure to serve you and your family once again. I'm very grateful for your continued support when you have home loan needs. Take care and God Bless!
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    Deb W
    Posted on March 6th, 2023 08:49 PM
    Ric is knowledgeable and excels at translating complex concepts into layman’s terms. He helped us understand and make good decisions every step of the way forward.
    Reply from Owner
    March 8th, 2023 09:15 PM
    Thank you Deb for lovely review. I'm so excited for you both on the closing of your new home. My family and I appreciate your continued support by choosing me to assist with your home loan needs. May your new home bring you many years of joy...
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    Ryan R
    Posted on March 6th, 2023 08:41 PM
    Ric was helpful and very responsive throughout the entire process. We really appreciated that he would tell us ahead of time what to expect, which was particularly helpful as first time home buyers. The closing process went very smoothly, and...
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    Reply from Owner
    March 8th, 2023 09:19 PM
    Ryan, thank your for your lovely review! I'm so happy to have served you both on your new home purchase loan. Such an exciting time for you both. If I can assist with anything for you in the future please dont hesitate to reach out. Take care...
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    Kelly M
    Posted on March 6th, 2023 07:31 PM
    Ric genuinely wants what is best for his clients and that is evident in every interaction. He explains the lending process clearly and makes it as simple and straightforward as possible to complete. He is responsive and pro-active and does...
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    Reply from Owner
    March 8th, 2023 09:13 PM
    Thank you for your wonderful review Kelly! It was such a pleasure to serve you both once again with your new home purchase. I hope it will bring you many years of joy and happiness for your entire family. Take care and thank you again!
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    Angela W
    Posted on March 6th, 2023 07:24 PM
    Ric was very available and happy to help answer questions and explain confusing situations/ language of documents. He makes you feel special and valued, I would not use anyone else for future mortgage needs.
    Reply from Owner
    March 8th, 2023 09:13 PM
    Thank you Angela for lovely review. I'm so excited for you both on the closing of your new home. My family and I appreciate your support by me to assist with your home loan needs. May your new home bring you many years of joy and happiness!
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    Kelly M V
    Tacoma, WA
    Posted on March 3rd, 2023 10:19 PM
    Ric genuinely wants what is best for his clients and that is evident in every interaction. He explains the lending process clearly and makes it as simple and straightforward as possible to complete. He is responsive and pro-active and does...
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    Reply from Ric Harter
    March 8th, 2023 09:12 PM
    Thank you for your wonderful review Kelly! It was such a pleasure to serve you both once again with your new home purchase. I hope it will bring you many years of joy and happiness for your entire family. Take care and thank you again!
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    Eric K
    Tacoma, WA
    Posted on March 2nd, 2023 03:39 PM
    Great Job Ric! Excellent communication all the way through. Thank you!
    Reply from Ric Harter
    February 8th, 2024 06:12 PM
    I appreciate your positive feedback, Eric! I'm delighted to hear that you found my communication effective throughout our process. Looking forward to assisting you and your clients again in the future!
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    Nick A R
    Posted on March 1st, 2023 06:35 PM
    Ric went above and beyond to help us through the home buying process as first-time home buyers. He was attentive, provided us with great resources, and put our minds at ease knowing we had a professional working in our corner. The process of...
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    Reply from Ric Harter
    February 8th, 2024 06:18 PM
    Thank you Nick and Rachel so much for taking the time to review my services. I'm thrilled to hear that I exceeded your expectations and made your first-time home buying process a positive one. It's fantastic to know that he was attentive, provided...
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    Naomi H S
    Renton, WA
    Posted on February 3rd, 2023 08:28 PM
    We had an excellent experience with Ric. I started talking with him about 8 months before we were ready to buy to understand the process and what we could do ahead of time to prepare. He was informative and did not make us feel pressured. When...
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    About
    Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Construction Loans
    Jumbo Financing
    Conventional Financing
    VA Financing
    FHA Financing
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage - Loan Officer and Mortgage Guide
      Feb 1st, 2020 - Current
    Memberships
    • PNWna
    • Mill Creek Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Washington State
    • NMLS# 964644
    Gallery
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Achievements
    • 2022 Presidents Club Award
    • 2021 Presidents Club Award
    • 2020 Presidents Club Award
    Hobbies
    • Cycling
    • Hiking
    • Backpacking
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.