René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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Rene made my first purchase a great experience. Easy to get a hold of. Very professional, knowledgeable and easy going.
Great guy to have on your team and on your side,very professional and he really knows his stuff when it comes to his profession makes the loan process easy especially being a first time buyer hes very thorough. Thanks rene it was a pleasure...
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Very helpful and good service in my condo refinance, very professional, friendly and expertise in realstate business.
Thanh you, Rene for your help.
Best regards;
Fidel A. Martinez
Rene was phenomenal very professional and very knowledgeable. He kept me very well informed at all times. He made my loan process a breeze from start to finish. Tremendous job in explaining the load of documents I had to sign. Rene was amazing...
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We had a wonderful experience with Rene and his team. They were professional, friendly and very helpful. They made it possible to fund and close our escrow in 30 days!! Obtaining a loan and all the paperwork involved can be overwhelming but...
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Every step of the way was explained to us in detail. The communication whether by email or phone was great.The you so much for your team and professionalism.
I worked with Rene a few time already and every time is the same results great service from beginning to the end. Rene always triple checks his work and his always on time with his work
As a Realtor we're constantly coming across to so many loan agents whom present themselves as professionals and knowledgeable? only to find out how mediocre they were. I was very skeptical to work with him. I needed to Trust him first. Trust...
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."