René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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Munchas gracias x su ayuda y profecionalismo pero su trato vien humano sin olvidar ni descuidar el negocio y siempre estar justo para pa informacion presisa y Clara mil gracias st rene saludos...
I really like Rene , He is very professional and friendly.
Rene and his team truly went above and beyond to to make my dad and I feel comfortable every step of the way. I never felt hesistant to ask any questions and I would most definitely recommend them to my friends and family.
Rene was very friendly and easy to speak to. I was comfortable to speak to him about any question I had, no matter how silly it was. In taking this kind of loan makes you nervous snd makes you ask silly questions but he never made it uncomfortable...
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Rene is very professional and really humble person and cares about whats best for his clients. Thank you Rene for making this experience easy and understandable,everything was well explained and and straight forward.
Really enjoyed the hands on experience that we received while we were working out the escrow process. The constant communication and answers that he gave really made it all a great experience.
As a first time home buyer, Rene made it very easy to understand the loan process and stayed in communication with me and walked me through the whole process . One of the easiest financial transaction I have ever encounter . Thanks Rene!
Rene and his staff communicated diligently and informatively. They worked very hard and kept our best interest at heart. Rene is a very honest and upfront loan officer, he doesn’t just want to close the loan he want his clients to understand...
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The good communication , explanation of the whole process . thanks
Mr. Arauz and has his team embody the true definition of professionalism. From beginning to end Mr. Arauz and his team kept us abreast of all transactions occurring, and during our refinance. We paid for a refinance service, but we could have...
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."