René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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First and for most I have to thank Rene and Jorge for their outstanding work. I’m a real estate agent and have never worked with any lenders as honest and intelligent as they are. What you want to hear you won’t hear from these guys but you...
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Words cannot express the gratitude for the exceptional service we received from Rene Arauz and his staff. We were in a very difficult situation for over a year and Rene did not hesitate to take on this challenge. The situation was resolved...
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Rene was the most helpful and gave all information. The man was still working when he was on vacation. He has a passion for his work and what he dose.
Rene and his team were always there to answer questions and clarify any confusion with the whole process. I would highly recommend them!!!!
What made this great was that this process was very quick. I'm very happy to have made a decision to refinance with excellent and professional people. Thanks Rene and his team for all your help.
Luis y Martha Hernandez
Rene and Team! Great experience to work with them, they were a bless to my life, best attitude all the time. I will recommend Rene and Team in a HEART BEAT! Thanks again Rene and Dora!!
Mr. Arauz and his team were very professional and kept us informed throughout the entire process. Our experience with Mr. Arauz and their team have been exemplary. Mr. Arauz is a professional and very knowledgeable individual in his area of...
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Excellent
Rene made the loan process very easy , he is super knowledgeable. We have been working with Rene for many years and he is always very professional and polite. Rene is always very accessible and gives you a peace of mind every step of the way....
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If there were 10 stars I'd give them all to Rene and his entire team!! With the help of Rene and his service- he was able to seamlessly provide an opportunity and we became successful first time home owners. I cannot recommend him enough- he...
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."