René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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Rene crosses his t's and dots every i, he prepares for a worst-case scenario and the man knows the industry, two homes later and till now, there hasn't been a question or concern that he cannot answer. Great job and a great team!
Rene provided timely update and advice regarding refi options which made entire process extremely smooth. I referred coworkers to Rene even before my loan was funded. Excellent service and professionalism.
Rene's experience and knowledge is second to none.
Second time using and will continue to use Rene and his team in the future!
I appreciate the flexibility and options that are made available especially with the latest drastic shifting economy.
Communication and expediency.
If I could give 10 stars I would!Rene and his team are true professionals, honest, and take pride in helping others to reach their goals.8 years ago Rene helped me with my home loan, fast forward to today he refinanced the same house.Thank...
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Rene was great from from the beginning, supplying us with all the information we needed to make our important refinance decision. He was always available to answer any questions and updated us at every step of our refinance . Rene helped make...
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Rene is a true professional and is always willing to go the extra mile for us. He is a clear communicator and made us feel at ease throughout the process.
Rene and his team were amazing to work with! They were always available whenever I had questions. Communication with Rene and his team was so easy. I never felt any pressure to make decisions that I was uncomfortable with, which to me is very...
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."