René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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Rene provided exceptional service and support. He has the heart of a teacher and really guided us through the process. He is detailed and meticulous and is tireless in his support. He is a real pleasure to work with.
Rene is awesome always communicating and love that he takes the time to explain everything would definitely refer friends and family to him. Great team
Purchasing a home can be a stressful endeavor but after working with Rene I found he handles the stress while you handle your other affairs. He's a very valuable person to have on your side and works diligently to make sure everything moves...
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Rene did a terrific job with the loan process! He was very thorough and thoughtful in giving us our financial options. The process from start to finish was very easy with most of the documentation requirements conducted electronically. Rene...
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The Communication, Service and Patience, Overall from beginning to end... Rene as well as his whole team were great.
Rene and all his staff were very helpful and professional. They made the whole process run smoothly.
Thank you
Rene has done a fantastic job throughout this entire process. He originally helped with my home purchase, then again with my refinance. His customer service and communication have always been top notch. He was also patient throughout the refinance...
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Very helpful answered questions and concerns very quickly. Process was easy fast no complications .. he helped with anything I needed. keeping me aware of everything that was happening, If I had any questions he was always available to answer....
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Rene and his team are the best, considerate, knowledgeable, fast and professional. All our expectations were met. A+ team
Rene and his team are on top of everything. Communication is key and they always do a wonderful job. Thank you!
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."