René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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Reviews from Web
Su alto conocimineto y capacidad que tiene para resolver cualquier duda hace que el proceso sea mas facil de entender , siempre dispuesto a ayudar , paciente ,respetuoso y amable . Infinitas Gracias .
For 36 years Rene Arauz has been my "go-to-guy" for personal and professional real estate transactions. His financial market knowledge, attention to detail, unfailing optimism, and his ability to see all sides of a transaction have made him...
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Above average!
Rene has been my lender for my first and second home. That shows how much I trust him. He has the knowledge and experience to get the job done. He will communicate with you throughout the process and explains things in a way that you do understand....
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Rene was great in explaining my options and responded to any questions and/or concerns quickly. He kept in constant communication with me every step of the way and kept checking in to ensure I was aware of the status and if I needed anything...
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Rene and his team are absolutely amazing! I had the most positive experience working with them on two mortgages and a refinance loan over the years. They are extremely friendly, knowledgeable, communicative and have really streamlined the process....
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Rene is amazing! His ability to help you understand the process of home buying is superb. His integrity and consistency proved themselves in my recent home purchase experience with him. I rarely give such reviews because honestly people don’t...
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Rene kept us informed and educated throughout the entire process.
Rene is very knowledgeable, he is very detail and super professional.
Great service
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."