Trinity, FL
Trinity, FL
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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I have used Kelly for several purchases. She is knowledgeable, trustworthy and honest. She is always so helpful. She is thorough. She always makes the process as easy as possible. I recommend her to everyone buying a home.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you Kelly! I am honored when clients return to me time and again for their mortgage needs and consider it the highest compliment when you refer me to others! Thank you!
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Kelly Santos would tidewater mortgage is the best in the county
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thanks so much Randy!!
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Kelly is extremely knowledgeable in her field and goes above and beyond to help her clients. Kelly is my go to person for any mortgage needs!
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you Manjola! I appreciate the faith you place in me!
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Kelly Santos is fantastic. When your closing on a house there are a lot of things that need to go perfectly, Kelly makes it happen on time with no hiccups. I would not use anyone else!
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you from the bottom of my heart Jeff. I appreciate your trust!
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Kelly is amazing to work with. She communicates frequently and is efficient at getting your loan approved quickly. I highly recommend her to anyone that is looking for a mortgage lender!
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you very much Gary! Coming from a professional like yourself I consider that the highest of praise.
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Kelly Santos is an excellent mortgage lender who has helped many people achieve their dream of homeownership. Her extensive knowledge of the mortgage market and her ability to find the best deals for her clients have made her a top choice for...
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Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you Antoinette! I really appreciate your extremely kind words!
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I am a realtor and always recommend Kelly and her team whenever a buyer needs a loan to purchase a home. My business depends on a lender that can quickly approve a loan. Many first time buyers are overwhelmed by the process. Kelly will walk...
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Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you so much Manny! You are an awesome realtor partner and any client that is working with you is very well taken care of!
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Kelly!! Without a doubt , educated me,made me feel like somebody!
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you so much Gertrude! It was our pleasure! We appreciate your kind words very much.
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Kelly....kind to me,and never made feel stupid ,,asking many questions.bless her..xo
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you Gertrude! It was truly our pleasure!
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Kelly has been amazing in helping my family MULTIPLE times with mortgages. Our own home, friends, coworkers, and family. I highly recommend her!
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you very much Leah! It has been my honor to serve you and your family!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Eastern Standard Time (EST)
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)