Trinity, FL
Trinity, FL
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Caring, quick and knowledgeable with all my questions. I wouldn't go to anyone else.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you so very much Paul!
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Kelly Santos and her team worked diligently to get me approved for my very first mortgage and I just couldn’t be happier. They were by my side through the whole process and I will recommend Kelly Santos every time. She is super sweet and very...
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Reply from Kelly Santos
August 5th, 2022 10:05 PM
Thank you for such kind words Christina! It was TRULY our pleasure! We are so happy that you have your own home!! 🏡
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Kelly and her team did a fantastic job of getting our loan closed. They were organized and worked together seamlessly. We would not hesitate to recommend or use her again!
Reply from Kelly Santos
June 1st, 2022 07:57 PM
Thank you so much! We loved working with you and Mark to get you in your new home! Thank you for your trust!!! ❤
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Kelly and her team simply described...
"Highly professional, knowledgeable and responsive" They navigated me through all phases of the process and stayed in touch throughout . I highly recommend Kelly
Reply from Mary Galverdi
May 18th, 2022 08:14 PM
Cont. The level of care, attention to detail, and professionalism demonstrated by Kelly and her team far surpassed my expectations. When a couple of issues came up they handled them and went above and beyond to resolve them. I can't tell you...
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it was awesome working with Kelly and amerifirst they were very friendly and 100% on top of all paper work I couldn't have done it with out them being my first time buyer they made the experience enjoyable and not stressful I highly recommend...
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Reply from Kelly Santos at Atlantic Coast Mort...
December 1st, 2021 07:32 PM
Thank you so much!! It was our pleasure!
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😍Kelly Santos was a Godsend for my buyers and sellers and me! She took a file on a weekend and got the application processed by Monday morning, ordered appraisal, and got value back within 4 days. We closed on 2 sales in 10 days! In 20 years...
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Reply from Kelly Santos at Atlantic Coast Mort...
July 13th, 2021 11:44 PM
Thank you James! We were glad to be able to help! You and your team were a pleasure to work with for sure!
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The entire experience of buying our home in Florida was made so easy and smooth by the whole Amerifirst team, we have no complaints at all. Thank you Kelly and all the staff at Amerifirst.
Reply from Kelly Santos at Atlantic Coast Mort...
June 4th, 2021 08:24 PM
Thank you so much Giovanni!!! it was our pleasure!
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Kelly and team were amazing. They kept me informed and didn't mind my OCD questions or holding my hand through a difficult transition. And this wasn't a large loan but they still treated me like a million dollar client.
Reply from Kelly Santos at Atlantic Coast Mort...
October 13th, 2020 10:20 PM
Thank you so much! It was our pleasure!
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Kelly and her team made this process incredibly easy. We had a lot of communication throughout the process. Our refinance was easy and smooth.
Reply from Kelly Santos at Atlantic Coast Mort...
September 22nd, 2020 01:08 AM
Thank you so much!
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From the first conversation through 'Clear to Close', the most pleasant experience! Kelly, Mary and Kerry were awesome. They explained the process clearly and helped us each step of the way. They were available for questions whenever I had...
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Reply from Kelly Santos at Atlantic Coast Mort...
October 22nd, 2019 06:23 PM
Thank you so much for sharing your experience Michael! It was completely our pleasure!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Eastern Standard Time (EST)
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)