Trinity, FL
Trinity, FL
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Communication.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you Robert! Earning loyal clients like you is why we do what we do! We appreciate your trust in us!
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Kelly is knowledgeable. She follows though when she says she will take care of something. We have referred her to several family members. She takes a personal interest in making sure the process is understandable and not over whelming. She...
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Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you so much Vaughan! I appreciate your trust in me and my team!
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Kelly Santos has received a review with 5 star rating from Julie H
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you for the 5 star review Julie!
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I so much appreciated the amount of time and effort that was put in to help me close ...thank you so much..
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
It was our pleasure to help you purchase your first home Julie! Thank you for the positive feedback!
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Kelly gets the job done when others can't. Very easy to work with. Would definitely recommend!
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you so much for the positive review, Peter! Your recommendation means a lot to me.
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Kelly has been able to help so many of our friends and family. She works with everyone from first time home buyers to veterans and so much more. She makes the entire process run smoothly and has her client's best interest in mind. I can't say...
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Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you so much Jamie! I truly appreciate clients that you have referred to me and always strive to treat them with the utmost care!
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Absolutely terrific service! We place our full faith and trust into Kelly and this team.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you Dallas! I am thankful for and appreciate your trust!
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I've used Kelly several times in the past and referred others to her and she and her team have always given outstanding service. I highly recommend them to anyone.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you very much Bob! I am honored that you trust me and my team so much and appreciate your business and referrals immensely!
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Kelly has helped me and my family members get affordable mortgages. She's great at finding down payment assistance programs and has a wealth of industry knowledge that I have benefitted from on several occasions. Her and her team are so attentive...
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Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you Lloyd! You know I get the most joy from helping first time homebuyers! I appreciate you!
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Kelly is very knowledgeable and helpful! She has helped so many first time and experienced home buyers.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you Tracy!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Eastern Standard Time (EST)
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)