Trinity, FL
Trinity, FL
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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The compassion and understanding that was shown to new home buyers, and a willingness to guide us through this confusing process
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
I'm truly grateful for your kind words, Jeromy. It was a pleasure to guide you through this process and assist you with your first home purchase. Your satisfaction is my top priority, and I'm delighted to hear that you felt supported. Thank...
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Many of my family and friends use this service and partnering services that are connected to Kelly Santos and her team. All great reviews, kind words, and victory in home buying. I will be using Kelly when I seek to becoming a home owner.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you for your kind words April! We look forward to serving you when you are ready to buy!
for
Kelly and her team were friendly, helpful, and very informative.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Hi Danny, thank you for taking the time to leave such a great review for us! I'm so pleased that you found my team helpful and informative. It was a pleasure working with you!
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Kelly never gave up on me even when I gave up on myself. She made sure to explore every avenue and get my refi pushed through!
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Nicholas, thank you for your kind words! I'm so happy that I was able to help you refinance your home! Thank you for taking the time to leave such a wonderful review!
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Ray is one of a kind! An absolute expert in the mortgage industry! He made our transaction seamless! Would use him again and recommend him to all!
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Everything from the way the treated me to how hard they worked on making everything possible for me to be able to purchase a home.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you so much, Jose! It was our pleasure to have been able to help you with making your dream of owning a home a reality!
for
Great communication, very easy process
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you so much for the 5-star rating, Michael! I'm so glad that you found the process to be easy and that you enjoyed the communication. It was a pleasure to work with you.
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Mike Williams
Always willing to help.
Reply from Mike Williams
December 3rd, 2025 05:48 PM
Thanks, Joe. congrats on the lovely new home and thanks for letting me help!
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Kelly was amazing. Always there to answer questions and talk us, (me) off the ledge. Thank you Kelly!
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you so much, Arica! I'm so happy to hear that I was able to help you and provide the support that you needed. I strive to make the mortgage process as seamless and stress-free as possible for all of my customers. Thank you for taking...
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for
Mike Williams
Patience understanding an willing to be there for us good an bad days. Listen an help us at all times
Reply from Mike Williams
December 3rd, 2025 05:48 PM
It was a pleasure helping you, folks. Congrats on the wonderful new home!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Eastern Standard Time (EST)
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)