Ray Williams
Loan Officer | NMLS ID #233778
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
View all days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Ray was the best lender we could ever ask for! He made sure we understood each step of the process and was always available if we needed something. Ray was a great teacher to us as first-time homebuyers. I will definitely be recommending him...
read more
Ray was very communicative, knowledgeable, and a fantastic person to work with. He wants the best outcome for his clients and will answer questions with a patient approach. His team is great as well!
RAY is the reason. He is wonderful.
Mr. Williams is a true professional in the mortgage business. His expertise in the field really helped to make the homebuying process pain free and ...fast! His team at Tidewater were able to help me to close in less than two weeks. Truly amazing....
read more
Ray all of my questions and got back to me right away when i had any concerns.
Ray and his team are extremely knowledgeable, responsive, and helpful in guiding clients through the home buying process. I highly recommend Tidewater Mortgage Services.
Ray is one of a kind! An absolute expert in the mortgage industry! He made our transaction seamless! Would use him again and recommend him to all!
7 of 7
About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
87
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Atlantic Coast Mortgage - Loan OfficerNov 17th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #233778
- Licensed in FL
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)