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Synergy One Lending, Inc., San Diego, CA

San Diego, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
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closed
Mon
9 AM to 5 PM(Open now)
Tues
9 AM to 5 PM
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5 Star
95%
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4%
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Reviews from Web
  • for
    Chelsea Wagner
    Encompass
    S
    Samuel H
    Yakima, WA
    Posted on July 30th, 2025 06:10 PM
    Chelsea and her team helped me every step of the way during my first home purchase. my questions and concerns were promptly answered.
  • J
    Jason G
    Salem, OR
    Posted on July 30th, 2025 05:29 PM
    High level of trust for James throughout the home buying process. Highly professional and knowledgable. James helped me navigate some complex, VA options that I hadn't encountered prior. Would and will recommend to friends and family.
    Reply from Synergy One Lending - James & Travi...
    March 22nd, 2026 03:09 AM
    I appreciate your kind words, Jason. I'm glad I could assist you with navigating the VA options during your home buying journey. Earning your trust and helping you through the process was important to me. Thank you for considering recommending...
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  • K
    Kelsey B
    Salem, OR
    Posted on July 29th, 2025 05:18 PM
    So thankful for James and his wise advice and counsel. I always felt I was receiving the best information and he answered any and all questions.
  • for
    Tony Andrews
    Encompass
    M
    Matthew A W
    Yakima, WA
    Posted on July 29th, 2025 05:08 PM
    Quick and very helpful
    Reply from Tony Andrews
    July 29th, 2025 05:14 PM
    Thank you, Matthew, for your positive feedback. I'm pleased to know that you found the process quick and helpful. It's always my aim to ensure a smooth experience. If you have any more questions or need further assistance in the future, please...
    read more
  • T
    Tenn S O
    Salem, OR
    Posted on July 29th, 2025 04:45 PM
    Easy process made IT quick
    Reply from Ben Nelson
    July 29th, 2025 05:00 PM
    Thank you Tenn!
  • for
    Tony Andrews
    Encompass
    K
    Kolten H
    Yakima, WA
    Posted on July 29th, 2025 02:42 AM
    Very knowledgeable
    Reply from Tony Andrews
    July 29th, 2025 03:01 AM
    Thank you for your kind words, Kolten. I'm pleased to hear you found my knowledge helpful during your experience. If there's anything else you need or any questions arise, don't hesitate to get in touch. I appreciate your feedback!
  • W
    Wendy E G
    Hermiston, OR
    Posted on July 28th, 2025 06:06 PM
    Easy to work with, good communication throughout the process, quick responses, easy process.
    Reply from Holly Woods
    August 11th, 2025 07:05 PM
    Thank you, Wendy! It was a pleasure helping you through your home buying journey!
  • A
    Ashley R S
    Posted on July 27th, 2025 05:23 AM
    Thanks for making sure our funding went through in a timely manner and great communication!!!!
    Reply from Owner
    March 21st, 2026 04:02 AM
    I'm glad to hear that you were satisfied with the timeliness of the funding and the communication throughout the process. If there's anything more you need or any questions that arise, feel free to reach out anytime.
  • A
    Ashley R S
    Salem, OR
    Posted on July 27th, 2025 05:23 AM
    James knew that there was miscommunication with the realtor about the closing timeline a nd was able to have our funds wired theough East coast reps in a more timely manner so we could receive keys ASAP to move on closing day!
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    Reply from James Swift
    April 4th, 2026 05:26 AM
    I'm glad to hear that I was able to address the timeline issue and facilitate a timely fund transfer for your closing. Ensuring that everything goes smoothly for an important event like closing day is a priority for me. If you have any more...
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  • J
    Judy H
    Salem, OR
    Posted on July 27th, 2025 04:20 AM
    Great communicator. Listened and was helpful.
    Reply from James Swift
    March 22nd, 2026 03:10 AM
    I'm glad to hear that you found the communication helpful, Judy. Listening and assisting effectively are very important to me. If there's anything else you need, please feel free to reach out.
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235