James Westby
Loan Officer | NMLS # 1748890
As your loan officer, I would seek to WOW you through communication, transparency, and responsiveness. I work hard to earn my clients’ trust, educating them about each step of the mortgage process and being available to answer any questions...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Quick, timely responses.
Reply from James Westby
May 25th, 2026 04:53 PM
Jennifer, I'm happy to hear that you appreciated my quick and timely responses. It's important to me that I can support your needs efficiently at Synergy One Lending, Inc.
James and his team are very easy to work with. Very transparent and always available to answer any questions you have. If you're looking for a lender for now and the future James will not let you down.
Reply from James Westby
April 23rd, 2026 01:48 PM
Brenon, I appreciate your kind words about my team and me. I'm glad you found our transparency and availability helpful. We're here to support your lending needs now and in the future at Synergy One Lending, Inc.
James is friendly and very helpful. We have worked with him twice now and we will seek him out again when we need his services!
Reply from James Westby
April 16th, 2026 08:24 PM
Beth, I'm pleased to hear that you found my assistance friendly and helpful. It was great working with you again, and I look forward to supporting you with your future needs at Synergy One Lending, Inc.
Very knowledgeable and very responsive
Reply from James Westby
April 13th, 2026 05:13 PM
Brian, I'm glad you found my knowledge and responsiveness helpful. It was a pleasure working with you, and I appreciate your kind words about my service at Synergy One Lending, Inc.
James was so helpful For my wife and I with explaining the process and what options were best for us. He even took time in his evenings to meet with us and explain the different refinancing plans, as well as their costs/benefits, and he worked...
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Effective communication and seamless experience! James made it so easy.
Everything went extremely smooth.
James was easy to work with, always answered my questions quickly, and made the home buying experience effortless. It'a been a while since I bought a home and Inwas a bit nervous. He made the while experience wonderful. I would highly recommend...
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Good explanations and
communication
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About
As your loan officer, I would seek to WOW you through communication, transparency, and responsiveness. I work hard to earn my clients’ trust, educating them about each step of the mortgage process and being available to answer any questions that come up along the way.
I want to lead with value. This means that I will always be happy to talk through your whole scenario, chat about payments and loan costs, educate you about different loan programs, and whatever other information you need before asking you to give me an application or financial documents.
I want to be an advisor to you.
I love working with investors! If you have plans of house hacking, fix and flips, BRRRRing, or anything else – I would love to be a sounding board for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
155
/850
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1748890
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235