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Synergy One Lending, Inc., San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
I am a first time home owner and James and his team made the experience great. They answered every questioned I had in a timely matter. He explained the process and made It clear and understandable.
Reply from James Swift
March 20th, 2026 11:44 PM
Jose, it's wonderful to hear that your experience as a first-time homeowner was so positive. Making the process clear and manageable is something I strive for, and I'm glad I could assist with your questions promptly. If you need anything else...
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Fast and willingness to help
Reply from Niki Cantrell
October 1st, 2025 06:53 PM
We appreciate your feedback, Ashley. Your partnership made the whole process possible, thank you for helping us to get this done. Your perseverance is exactly why you will be successful in growing your real estate portfolio. If there's anything...
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Did an excellent job explaining everything and making sure that I was able to save as much money as possible excellent customer service
Reply from Niki Cantrell
October 1st, 2025 06:09 PM
Johnithun, we are so excited to see you get this home!!! You are starting a whole new chapter and one that is completely your own. If there is anything you need in the future, please reach out. We are here to continue to support you as you...
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James is the absolute best!! His guidence and knowledge/expettise made buying our home a smooth process and alleviated a lot of stress. I highly recommend James!
Niki communicated everything well and made the process as easy as it could be.
Reply from Niki Cantrell
October 1st, 2025 06:06 PM
I appreciate your feedback, Hayden. We try to keep clear communication to make the process easier for everyone in the transaction. You were great to work with and we are excited for your future with this property. Hard work will pay off for...
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Gabbi was fantastic! She was always quick to answer any questions that we had and explained each step in the process very thoroughly. Her persistence and drive helped us close on our dream home in 18 days! I am so grateful to have Gabbi on...
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Reply from Gabbi Graves
April 27th, 2026 04:17 PM
Closed in 18 days and 24 days before my wedding! LOL Morgan, thank you for trusting me to help land your dream home! I love you dearly and appreciate you!!
She was no were to be found when funding needed to be completed because she spends more time on vacation vs working. Since this happened it caused a delay in funding and cost the closing date to move on the house sale and the pending house...
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Chelsea is an absolute pleasure to work with! Her professionalism and proactive communication make the mortgage experience smooth and stress-free. Highly recommended!
Chelsea was incredibly kind, informative, and supportive throughout the entire lending process. Her communication was clear, timely, and reassuring, which made everything so much smoother and less stressful. I truly appreciated her professionalism...
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Easy to work with. She explained all my options and found a loan that worked for me and my goals.
Reply from Susan Duke
October 9th, 2025 07:22 PM
I'm glad to hear that you found the process straightforward and that the loan options aligned with your goals. It was a pleasure working with you, and I appreciate your positive feedback.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235