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Synergy One Lending, Inc, San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Smart, efficient, reliable, easy and calm to work with! Federico is truly the best!
Reply from Federico Montoya
June 30th, 2023 05:08 PM
Thank you Jamie for taking the time to provide feedback, it is very valuable to me an my team. Congratulations to you and Jedidiah. Please let me know if I can be of assistance in the future.
Emily was a wonderful communicator throughout this transaction and got the job done early! Very seamless and will use her again!
Reply from Emily Spahr
October 27th, 2023 01:39 PM
Thank you for the 5-Star review, Kristin! Always a pleasure working with you and the Usaj team - looking forward to our next transaction!
Fed made the process very easy for us. We needed a mortgage in 4 weeks and Fed made it happen for us. Fed always explained the process for us. Fed was a true professional and a pleasure to work with. We would highly recommend Fed and his company...
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Reply from Federico Montoya
June 30th, 2023 05:09 PM
Thank you, Debi, for taking the time to share your experience and kind words. It was an absolute pleasure to work with you and I'm glad that we were able to make the process run smoothly and meet your timeline. I am proud to be part of Synergy...
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Great communication from Dave and his team. Met all dates early, funds available in a timely manner, no funding requirements Awesome, thx
Reply from Dave Schell
June 29th, 2023 03:52 PM
Thanks Maureen! As always, it's great working with you. Your professionalism, negotiation abilities, and extensisve experience gives clients a competitive edge in the real estate market.
I am so happy we worked with Rio and Crystal at Synergy One! The online portal was easy to use. Rio and his team took very good care of us! We are so excited to have our dream come true and own a cabin in the Colorado mountains.
The whole team was attentive and responsive to my requests. Easy to work with and genuine people. I will be recommending the whole team to any friends and family.
All the paperwork was handled quickly and efficiently.
The overall experience was great but how helpful they were in getting the best for me and my wife was just amazing.Andy was just great.
The quickness and efficiency in the work was amazing and the communication with Andy was great and helpful.
Buying my first home has been overwhelming but was made that much easier with Rio standing behind me. Before I started looking, Rio talked through the process. He routinely provided updated scenarios with buy-down options to help me better...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235