St. Louis, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Lake of the Ozarks
Gerry Phillips and his team at First State Bank Mortgage helped me make the entire loan process simple and fast! I cannot thank them enough for all their hard work and dedication to my family!
Reply from Owner
November 2nd, 2025 12:00 AM
Thank you, Danielle! We’re so glad to hear that Gerry and his team made the loan process simple and stress-free for you. We truly appreciate your kind words and the opportunity to help your family!
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Russ was always accessible to assist and answer any questions we might have regarding th loan. We have used Russ in the past on several other loans and he is truly a Top Notch Professional. Russ will always be our First choice whenever considering...
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Reply from Russ Bray
October 13th, 2025 06:36 PM
Thank you Lee! It is always great working with you and Jeannie. One of these days I will join you on the golf course as well!!
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Chris's knowledge and communication through the process was amazing! Guided us with all the most important information to make the correct choice to fit our needs.
Reply from Chris Lee
October 20th, 2025 03:49 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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Rick is very helpful and super quick in his responses. He always makes sure you get the best deal.
Reply from Rick Whisman
October 13th, 2025 04:28 PM
Krish, thanks so much for your repeat business and taking the time to provide some feedback.
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West Clay
Russ Bray is the Best if you need to get a Home Loan Mortage.
Reply from Owner
November 4th, 2025 12:00 AM
Thanks so much, Lee! We couldn’t agree more—Russ is one of the best! We appreciate you taking the time to share your experience.
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Rick was great to work with
Reply from Rick Whisman
October 17th, 2025 02:03 PM
Thank you for the opportunity to assist you with your new home purchase. Please let me know if you have any questions.
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Chesterfield
Beau House is a great communicator and really good at his job. Would highly recommend.
Reply from Owner
October 17th, 2025 12:00 AM
Chris, thank you for sharing your experience! We’re glad to hear that Beau provided excellent communication and service. We appreciate your recommendation!
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Beau is a fantastic communicator. We always felt like we were getting honest and prompt information from him. Highly recommend.
Reply from Beau House
October 16th, 2025 02:15 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Great communication and always answered questions promptly. We'll be back for refi!
Reply from Matt & Betsy Maassen
October 16th, 2025 05:42 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Jeff is alway professionaly friendly. He five gives timely, accurate and valuable information. I would feel completely comfortable recommending him.
Reply from Jeff Fetterhoff
October 15th, 2025 06:30 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
761–770 of 4926
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”