
St. Louis, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Beau was easy to talk to and made the process of buying a home stress free and seemless. Also always quick to respond and great communication.
Reply from Beau House
September 2nd, 2026 02:55 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Great communication throughout
Reply from Chris Stecher
September 2nd, 2026 07:06 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Matt & Betsy were great to work with! They worked hard making sure our loan closed on time. They were very creative in finding the best scenario for our loan. Would highly recommend them!
Reply from Matt & Betsy Maassen
September 2nd, 2026 02:29 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
I have highly recommended Russ to all of my friends and family members. He has been our loan officer for many years and continues to go above and beyond to ensure everything runs smoothly. He is very helpful, caring, and dependable!
Reply from Russ Bray
September 1st, 2026 04:37 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Everyone was friendly and efficient
Reply from Shad Lager
September 1st, 2026 03:48 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
My questions never went unanswered. always super responsive and helpful. Made this whole process so easy. Thanks for everything!
Reply from Ron Ruzicka
August 31st, 2026 07:45 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Everything was great!
Reply from Russ Bray
August 31st, 2026 05:50 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Better explanation of things. Guaranteed we would save money going one route when it seemed more expensive in the long run. Won't be going through this bank and will do a credit union next time.
Reply from Nathan Grojean
August 31st, 2026 01:04 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
Communiaction was great and I was very pleased we were able to pivot when the first loan option didn't work out.
Reply from Chris Stecher
August 31st, 2026 04:30 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Chesterfield has received a review with 5 star rating from Ryan R
Reply from Owner
September 2nd, 2026 12:00 AM
Thank you, Ryan, for the 5-star rating! We truly appreciate you choosing First State Bank Mortgage and taking the time to support us. We hope to have the opportunity to serve you again in the future!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”