
St. Louis, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
Search Reviews
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Brad is very patient and explained the process very clearly. This is the third time we have used Brads services and never disappointed.
Reply from Brad Fink
December 26th, 2025 06:17 PM
I enjoyed working with you on your home refinance. Thanks for the great feedback.
i have worked with many loan officers in my life. Buying residentical and commercial real estate. Melissa is a professional that is able to smooth out the inevitable bumps that happen in every sale. The ultimate goal is to get the deal closed,...
read more
Reply from Melissa Maxwell
December 26th, 2025 04:00 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
If you are able to use them as your lender for a mortgage, ask for Annette. She’s amazing to have on your side.
Reply from Owner
January 1st, 2026 12:00 AM
Thank you, Ali! We truly appreciate your kind words. Annette is a wonderful advocate for her clients, and we’re so glad you had a great experience working with her.
I worked with Ron Ruzicka as a first time home buyer. Ron came highly recommended to me by three different people who had worked with him previously, but I was still nervous about everything that comes with buying a new (and first!) house....
read more
Reply from Owner
January 7th, 2026 12:00 AM
Jane, thank you so much for the kind review! We’re thrilled to hear that Ron helped make your first homebuying experience a smooth and positive one—especially with such a quick closing timeline. Clear communication and honesty are so important,...
read more
Russ and the team were awesome. Thanks guys!
Reply from Russ Bray
December 25th, 2025 08:00 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Rick went out of his way to make sure everything was taken care of. He went above and beyond helping us get into the best situation possible. He gave very sound advice that allowed us to make the best choices for our family.
Reply from Rick Whisman
December 22nd, 2025 05:01 PM
Rob, thanks so much for your consideration in placing your transaction with me. I also value your input and feedback.
great communication!
Reply from Russ Bray
December 25th, 2025 02:58 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
West Clay has received a review with 5 star rating from Chris D
Reply from Owner
January 1st, 2026 12:00 AM
Thanks so much for the 5 stars, Chris! We’re happy to have been part of your experience.
Rick was able to explain the loan process in a way that I understood it. He also kept me informed about the set backs due to the condo insurance. Then he did everything he could to make sure that I could still close on the day I wanted to.
read more
Reply from Rick Whisman
December 19th, 2025 06:21 PM
Alexa, thanks so much for your input regarding your experience! It was a pleasure to help you get into your first home.
Brad was very knowledgable and great at explaining the process. He was also very hands on informing me of changes as often as possible.
Reply from Brad Fink
December 24th, 2025 05:31 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
581–590 of 4926
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”