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St. Louis in Saint Charles, MO

St. Louis, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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5 Star
97%
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2%
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Reviews from Web
  • J
    Joel S L
    O FALLON, MO
    Posted on January 31st, 2026 06:00 PM
    ommunication and great job explaining everything
    Reply from Ron Ruzicka
    February 5th, 2026 06:01 PM
    Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
  • R
    Richard E
    COLUMBIA, MO
    Posted on January 31st, 2026 04:25 PM
    Robert is extremely patient with people who strugg with technolog.
    Reply from Robert Hill
    February 5th, 2026 04:26 PM
    Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
  • W
    William C T
    GRAVOIS MILLS, MO
    Posted on January 30th, 2026 04:00 PM
    He was always there and had an answer.
    Reply from Gerry Phillips
    January 31st, 2026 06:19 PM
    Thanks, Chet! You and Brianna were so quick & kind during the entire process. I loved working with you 2. Enjoy your new home... you both deserve to celebrate a job well done!
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    Paul E S
    CADIZ, KY
    Posted on January 30th, 2026 01:13 PM
    Great shad was the best
    Reply from Shad Lager
    February 4th, 2026 03:35 PM
    I really appreciate the feedback and look forward to working with you again.
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    Vickie C
    LAKE ST LOUIS, MO
    Posted on January 29th, 2026 07:06 PM
    I have worked with Russ on several mortgage loans. He communicates very well and is always tremendously helpful. I will continue to work with him in the future and will recommend him to family and friends as well.
    Reply from Russ Bray
    February 3rd, 2026 07:06 PM
    Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words.
  • for
    West Clay
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    V
    Vicki C
    Posted on January 29th, 2026 12:00 AM
    West Clay has received a review with 5 star rating from Vicki C
    Reply from Owner
    March 1st, 2026 12:00 AM
    Thanks so much, Vicki! We’re grateful for your 5-star rating and are glad you chose First State Bank Mortgage.
  • B
    Brendan T
    CAMDENTON, MO
    Posted on January 28th, 2026 10:39 PM
    My experience working with Gerry was amazing! He was on top of everything and answered all my questions, and was very thorough! Thank you!
    Reply from Gerry Phillips
    January 29th, 2026 02:08 AM
    It was a delightful experience to work alongside you on this journey, Brendan. You are an awesome guy and Dugan's is SO lucky to have you as part of their organization!
  • B
    Beth W
    DENVER, NC
    Posted on January 27th, 2026 06:10 PM
    Steve is incredibly responsive as well as being mindful regarding the goals we were hoping to acheive with this transaction. I have worked with him for many years and would highly recommend him and his team.
    Reply from Steve Carrico
    February 2nd, 2026 03:47 PM
    Thanks for the great feedback. I hope you enjoy your new home!
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    Christina S H
    SULLIVAN, MO
    Posted on January 27th, 2026 03:06 PM
    Chris kept us well informed through the whole process. He answered all of our questions, even the dumb ones, with respect. He was always courteous and helpful.
    Reply from Chris Lee
    February 2nd, 2026 09:37 PM
    Thank you for the kind words. I hope you enjoy making new memories in your new home.
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    Chesterfield
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    C
    Christina H
    Posted on January 27th, 2026 12:00 AM
    Chris kept us well informed through the whole process. He answered all of our questions, even the dumb ones, with respect. He was always courteous and helpful.
    Reply from Owner
    February 7th, 2026 12:00 AM
    Thank you, Christina! We’re so glad Chris kept you informed and made the process smooth. He truly enjoys helping clients every step of the way. We appreciate your kind words!
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

    Time Zone

    Central Standard Time (CST)
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”