
St. Louis, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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I would recommend Michelle to anyone. I had a great experience with her, being a first time home buyer I didn't have the slightest idea of what I was doing. Michelle talked me through everything and fully explained what we were looking at....
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They were quick getting back to me. They always had an answer to my questions. If they happened to not know the answer, they were quick to figure it out and let me know right away!!! Highly recommended!!!
Working with Michelle and her team was a pleasure. If there was ever any questions on our part her team was always available to answer them. Michelle and her team made purchasing our first home less stressful.
Michelle and her team did a fantastic job servicing our loan. They were very thorough in explaining the process and quick to get back to us when we had questions. The time from contract agreement to closing was as quick as I have witnessed....
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Michelle was great throughout our entire process which was 8 long months. Since we built from the ground up. The entire process with Michelle was stress free. She understands USDA and that was a plus for us.
Gerry was a huge asset and help to us from day one. He was only an email, phone call or text away and took the time to explain the process step by step. I cant rave about him enough! He was so much help and was truly fantastic at his job!
Michelle was very helpful and walked us through every step making sure we understood everything and eliminated all our fears. It was a quick and easy process!
The process with Michelle and her team were awesome to work with! I would recommend using their service for an amazing, smooth home buying experience!
Michelle was amazing to work with! As first time home buyers, we were nervous about the process. Michelle and her team did everything they could to make it a smooth process for us. She answered all of our questions and explained everything...
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When I purchased my home, I wasn't eligible for a VA loan. I also wasn't aware that I could become eligible. (Michelle was not in the industry at my time of purchase.) I met with Michelle about refinancing my loan. Because of her thoroughness...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”