St. Louis, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Michelle Leesmann
When i finally did speak with someone at the office she took my info and im guessing i wasnt approved for anything because they never would return my calls or emails to explain anything or offer advice .very rude and un proffessional in my...
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Bill Beezley
Bill Beezley's experience and knowledge in his field was obvious from the start. He kept us informed throughout the entire process and was always available and very quick to respond to any questions. Never at any time did we feel frustrated...
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Bill Beezley
I just bought a house in Missouri, and I did it all from California. Bill did a great job of helping me handle the entire process remotely and it went off without a hitch. Thanks Bill!
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Michelle Leesmann
We were very disappointed with our experience. No communication throughout the entire loan process, no sufficient time to complete required paperwork before it’s due, received rude comments about contacting her assistant with questions, & was...
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Michele Norris
There were several bits of miscommunication, as well as some errors in the actual math and files. Luckily, our realtor caught the errors before it becoming too big of an issue. This then caused us to really look through everything with a fine...
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Michele Norris
I got my loan, and got my house! All within the timeframe I needed! Thank you!
The absolute worst lender I have worked with in all 92 of the deals I have done since 2015 when I became a real estate agent. Did a VERY POOR QUALITY pre-approval. Apparently did not get good information on work history or current job status...
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Reply from Gerry Phillips
July 1st, 2024 06:20 PM
The key to all real estate transactions is setting proper expectations. More than 2 weeks before closing, I alerted everyone to the fact an closing date extension was necessary due to underwriting requirements on the file. This was a USDA manual...
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Michele Norris
We were able to lower are rate and move are loan to a fixed rate
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Michele Norris
Great rate!
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Michele Norris
In a very chaotic time in the country and, especially for this business, Mike and his team did a great job of communicating and keeping things moving along. We are very grateful for the time and effort the team put in to close on the process....
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”