
St. Louis, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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I just wanted to express my gratitude to First State Bank Mortgage and in particular Mr. Russ Bray, in regards to our financing for our new home. Mr. Bray was obviously very professional and knowledgeable but what stood out to me was that he...
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Reply from Owner
October 3rd, 2025 12:00 AM
Kevin, thank you for sharing your experience with Russ and our team. We are so glad that we could assist you throughout the lending process!
Everything went very smooth.
Reply from Chris Lee
October 10th, 2024 01:20 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
He made the process easy and was quick to answer any questions I had.. Have known Rick for close to 10 years and plan on using him again when the time comes.
Reply from Rick Whisman
October 9th, 2024 06:55 PM
It was great working with you to refinance your home loan. Thanks again for putting your trust in us.
Chris gave great advice and helped me along the entire process and overall being very helpful. I don't know how far into the process I would be right now if it weren't for him.
Reply from Chris Stecher
October 8th, 2024 02:47 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Being a first time homebuyer this process was so low stress and we appreciated that
Reply from Matt & Betsy Maassen
October 8th, 2024 02:17 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Chris gave great advice and helped me along the entire process and overall being very helpful. I highly recommend First State Bank to anyone who is in the market for a home
Reply from Owner
July 4th, 2025 12:00 AM
Aidan, we are glad that we have earned five stars from you! We appreciate your business!
Very responsive and helpful
Reply from Matt & Betsy Maassen
October 7th, 2024 09:04 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Very helpful and made the process as simple as it could be..
Reply from Rick Whisman
October 2nd, 2024 04:33 PM
Hi Dustin, I'm thrilled to hear that you found my assistance helpful and that the process was made simpler for you. That's always my objective. Here at First State Bank of St. Charles, we believe in providing the best service possible to our...
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Thank you Melissa for all your work and communication with us. You made the loan process easy!
Reply from Melissa Maxwell
October 7th, 2024 03:19 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Mr. Bray was very knowledgeable and a true professional. I can’t thank him enough for the time and effort he put into our financing experience. I can say that I believe he honestly cared about doing a great job for us and that’s what he delivered....
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Reply from Russ Bray
October 2nd, 2024 07:12 PM
Thank you Kevin! I enjoyed working with you and Clara. Best of luck on the move to Florida and i will be in touch soon!
1511–1520 of 4930
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”