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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
So easy to work with! Great communication. Made a lengthy process (buying a probate property) with multiple hoops very smooth and easy. Would 100% recommend Baha and her team to anyone buying a home. She has a lot of knowledge , quick to answer...
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Baha was very easy to work with. The purchase of this home had some extra hoops to jump through and she made what could have otherwise been a tough process smooth and easy. Would definitely reach out to Baha if we purchased again and would...
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Jason was amazing in helping us secure our financing at a great comparable rate!
Not only was Jason incredibly knowledgeable about every step of the process, but he managed to get us great loan terms and close the loan even a week earlier than our already short close period. Wow! I can’t say enough.
Reply from Owner
January 9th, 2026 10:06 AM
Thank you for your fantastic review, Mitchell! It means a lot and so thrilled to have helped make this happen!
Not only was Jason thoroughly knowledgeable about every detail of the process, but he helped us get very good terms and handled the process unbelievably fast!
Knowledgable and trustworthy - an easy, straightforward, consistent and fast process every time!
Reply from Heather Millspaugh
April 3rd, 2025 09:52 PM
Thank you Sasha for your business!!
James is a class act, and was very responsive and upfront with everything.
What i didnt like, was that sensative docs were sent in email. That needs to be fixed.
Reply from James S. Carmody
April 19th, 2025 12:09 AM
Thank you so much for the great review and for trusting me with your financing Darin! I truly appreciate your kind words and the opportunity to work with you. I also appreciate your feedback regarding document security — it’s an important point,...
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Ken and Melissa were great. Everything was fully explained to me at every step and the process was not stressful at all. Highly recommend!
Easy to work with and fast
Reply from Jim Potts
April 3rd, 2025 03:55 PM
I'm glad to hear that you found the process easy and fast, Luis. It was a pleasure working with you, and I appreciate your feedback. If you have any further questions or need assistance, feel free to reach out.
Sarah was friendly and helpful throughout the entire process, making efforts to constantly keep me informed of the state of things and if I needed to complete any tasks on my end. It was fast and easy, and a great experience end to end. Could...
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Reply from Sarah Lindsey
April 3rd, 2025 02:50 PM
I'm thrilled to hear that you had a great experience and found the process fast and easy. It’s always a pleasure assisting you, Erick. Thanks for your kind words.
921–930 of 7898
About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235