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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
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2%
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Reviews from Web
  • R
    Rowena A
    Mission Viejo, CA
    Posted on June 5th, 2025 08:04 PM
    she was on top of it each time I ask her questions - timing, process, milestones, rates, just about everything
    Reply from Heather Millspaugh
    June 5th, 2025 09:40 PM
    Thank you Rowena!!
  • K
    KURT S
    College Grove, TN
    Posted on June 3rd, 2025 03:16 PM
    She is a excellent communicator and follows through on everything. Absolutely the best in the business!
  • K
    Kenneth S
    San Diego, CA
    Posted on May 31st, 2025 02:33 PM
    I have had the pleasure of working with Mathew twice. His guidence, expertise, and communication skills are second to known. He has built an amazing team around him, all leaders in their recpective positions. Many thanks to him and his team....
    read more
    Reply from Matthew Shaver
    June 2nd, 2025 09:17 PM
    Wow! Thanks Ken, that means a lot to me
  • for
    Alex Kirkland
    Encompass
    S
    Simon W
    Show Low, AZ
    Posted on May 30th, 2025 05:11 PM
    Working with Alex is always great and his level of professionalism is above and beyond. Would highly recommend him to everyone I know.
  • E
    Edwina E
    San Diego, CA
    Posted on May 28th, 2025 07:59 PM
    communication is very good
    Reply from Matthew Shaver
    June 2nd, 2025 09:17 PM
    Thanks Edwina!
  • P
    Parker D
    Carlsbad, CA
    Posted on May 23rd, 2025 05:15 PM
    The communication and availability was very helpful, along with the ability to simply break down complex processes.
  • A
    Alexandro R R
    San Diego, CA
    Posted on May 21st, 2025 05:34 PM
    The fast responses and attetion to our needs and available for any qiestions
  • N
    Noah G
    LA JOLLA, CA
    Posted on May 20th, 2025 05:09 PM
    Great job! Communication was awesome, client apprecaited all the education and escrow process was streamlined. Thank you!
    Reply from James S. Carmody
    May 20th, 2025 05:25 PM
    Thank you, Noah! I deeply appreciate you taking the time out of your day to write this wonderful review. It is always a pleasure to work with you. It's realtors like you that make my job so enjoyable!
  • C
    Catherine F
    LA JOLLA, CA
    Posted on May 20th, 2025 04:57 PM
    James Carmody is a true professional . He communicated w my side of the transaction (& all of us) fromstart to finish. Closed without a glitch and right on time. Great job team!thank you~****************************
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    Reply from Carmody Team
    May 20th, 2025 05:28 PM
    Thank you so much for this wonderful review, Catherine. It was an absolute delight working with you through this transaction. I deeply appreciate your professionalism and clear communication throughout the entire process.
  • D
    Debra R
    San Diego, CA
    Posted on May 20th, 2025 03:20 PM
    We have worked with Matt on 3 previous lending projects and he has exceeded and surpassed all of our expectations! He is the FIRST and only person we consult when it comes to financing a property as we have worked with other lending companies...
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    Reply from Matthew Shaver
    May 20th, 2025 04:55 PM
    You know that you are one of my favorite clients Deb!
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235