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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Thsnk you Matt!
This was our first home buying experience so much education and hand-holding were needed. After several houses, we landed on one that required a LOT of close attention during the closing process. Sarah guided us through every step of the way....
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Reply from Sarah Lindsey
August 5th, 2025 09:17 PM
Lucas, I'm truly grateful for your kind words and recommendation. I'm glad I could support you during your home-buying journey, especially with a process that needed such careful attention. It was important to me that you felt educated and...
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My loan process with cynergy one lending was the best👌!My loan officer Jason Montoya made the whole application process very easy and fast, he was able to get me the amount I needed fast and easy.This is the best experience I've had getting...
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Reply from Owner
January 9th, 2026 10:06 AM
Thank you for your wonderful feedback, Miguel! I'm thrilled to have been able to help you!
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Steve and Melissa are unbelievable! The easiest and smoothest transaction I've ever experienced with a lender. Communication was on point daily. They answered questions immediately. Flawless from start to finish. I wish I could tell everyone...
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Two by one down is not low rate but using the credit given by seller
Communication was great. I think the agent could work on communication. It was not clear how much time was going to be needed to extend loan contingency. Lending communication was on point from preapp to end.
Reply from James S. Carmody
September 15th, 2025 05:27 PM
Thank you for taking the time to write this wonderful review Kathy! It was an absolute pleasure guiding you through the process. I am always here as a resource for you and your loved one's moving forward. 😊
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Baha and her team had me every step of the way! This was my first time home by and she truly made me feel supported, educated, and more excited about my purchase and building my wealth. Will be recommending her and using her in the future.!!...
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Baha and her team made me feel so comfortable moving through every step, even though it was my first time it felt like it went really fast, and some pieces felt confusing, but her explanation, patience, and education made me feel so supported...
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Alex Kirkland
Alex was extremely helpful in answering questions and making a complex process a bit more
The team was so attentive and communicative about everything. You guys handled business so well I feel like I didnt really do much besides put a down payment. Love you guys. Thank you for all the hard work and helping us close
Reply from James S. Carmody
July 16th, 2025 07:52 PM
Thank you so much for your kind review, Steffen. It was an honor to walk you through this exciting process. My team and I are always here to help you with whatever you may need!
801–810 of 7898
About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235