Synergy One Lending, Inc.'s Cover Image
S

Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
Company Logo
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(888) 995-1256
Santa Barbara, CA
https://www.s1l.com/
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
View All days
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • for
    Alex Kirkland
    Encompass
    D
    David G E
    PEORIA, AZ
    Posted on August 26th, 2025 03:10 PM
    Very down to earth and very responsive by email and text.
  • for
    James S. Carmody
    write_review_unverified
    L
    Lisa K
    Posted on August 24th, 2025 08:20 AM
    James and his Synergy One Lending team (Pam and Aaron) were outstanding in their execution of securing my home loan within an accelerated escrow timeframe. James provided valuable market guidance and competitive rates. His personable and professional...
    read more
    Reply from James S. Carmody
    September 15th, 2025 05:28 PM
    Thank you for taking the time to write this wonderful review Kathy! It was an absolute pleasure guiding you through the process. My favorite aspect of my job is coaching my clients on the mortgage process and making sure you are crystal clear...
    read more
  • for
    Jim Potts
    Encompass
    C
    Chad K
    Melba, ID
    Posted on August 23rd, 2025 04:30 PM
    Communication amongst team members seemed to be lacking. Attention to detail was not the best. Process seemed to be reactive rather than proactive. We were told roughly 30-60 days for loan process , it was closer to 100 days. Everyone was polite...
    read more
    Reply from Jim Potts
    August 23rd, 2025 04:43 PM
    Chad thank you for taking the time to share your feedback. We truly appreciate your honesty. While I’m glad to hear our team was polite, courteous, and able to pull together to meet your closing deadline, I’m disappointed that parts of the...
    read more
  • for
    Jason Montoya
    Encompass
    C
    Chester J N
    San Diego, CA
    Posted on August 22nd, 2025 08:31 PM
    commnication was great
  • for
    Ken Kamins
    Encompass
    H
    H. C J
    Los Angeles, CA
    Posted on August 21st, 2025 07:50 PM
    Ken and his assistant!
    Reply from Ken Kamins
    March 3rd, 2026 07:20 PM
    Thank you for the kind acknowledgment, H. I'm glad to know that both my efforts and my assistant's made a positive impression. If there's anything further I can assist you with, feel free to reach out.
  • for
    Alex Kirkland
    Encompass
    A
    Anita B
    Northfield, OH
    Posted on August 20th, 2025 07:06 PM
    is amazing. His communication and follow-through are always on point. I feel extremely confident in his ability and look forward to working with him continually.
  • for
    Matthew Shaver
    Encompass
    L
    Lauren A
    La Mesa, CA
    Posted on August 20th, 2025 06:22 PM
    Matt has helped me out a couple of times, and he’s never disappointed. He’s always eager to help, and I highly recommend him!
    Reply from Matthew Shaver
    August 21st, 2025 11:04 PM
    Thanks for the kind words Lauren! I always get a few more gray hairs working on your files, but you and Ras are some of my favorite clients..
  • for
    Alex Kirkland
    Encompass
    K
    Karen M
    Northfield, OH
    Posted on August 20th, 2025 03:03 PM
    Alex was very informative, timely responses and an overall pleasant person
  • for
    Jason Montoya
    Encompass
    C
    Camryn L F
    NEWBURY PARK, CA
    Posted on August 18th, 2025 03:55 AM
    Jason was so helpful and such a reassuring presence from the first phone call throughout the entire process. He really listened to us, provided great recommendations, and worked really hard to get our loan processed.
  • for
    Alex Kirkland
    Encompass
    A
    Andrew B
    Bellemont, AZ
    Posted on August 17th, 2025 10:16 PM
    Alex is always super nice, helpful and quick to respond. Couldn't have had a better experience
    • 771–780 of 7898
    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235