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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
2%
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Reviews from Web
  • C
    Camille B
    Orange, CA
    Posted on October 16th, 2025 04:20 AM
    efficient respnsive thorough trsprctful
    Reply from Heather Millspaugh
    October 16th, 2025 02:22 PM
    Camille, I'm glad to hear that you had a positive experience working with me. Your mention of my efficiency, responsiveness, thoroughness, and respectful nature means a lot. If you ever need further assistance or have any questions, please...
    read more
  • N
    Najibullah D
    Mission Viejo, CA
    Posted on October 15th, 2025 03:09 PM
    Baha holds you by the hand as if you were a three years old
  • for
    Alex Kirkland
    Encompass
    A
    Allan R A
    Scottsdale, AZ
    Posted on October 14th, 2025 04:30 PM
    Alex was great to work with. He was always available, kept us informed, and was tenacious at solving problems that came up. I highly recommend him.
  • T
    Thomas V H
    Vista, CA
    Posted on October 14th, 2025 04:28 PM
    Matt's leadership, knowledge, efficiency,and knowing his clients needs and just a great guy allows the customer to have a stress free enviroment to purchase their home. i've had many mortgages over the years and matt is the only one i have...
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    Reply from Matthew Shaver
    October 16th, 2025 10:17 PM
    Thanks Tom! I think that we've been doing this together for about 20 years now? It's always a pleasure assisting you with your mortgage needs..
  • D
    Daniel T
    Montague, MI
    Posted on October 14th, 2025 03:08 PM
    Jason is very professional and very help
    Reply from Jason Montoya
    April 7th, 2026 07:55 PM
    So happy to be able to help
  • L
    Lori J N
    Temecula, CA
    Posted on October 13th, 2025 01:16 AM
    Heather is the ultimate professional. She helped us get our dream house. She was very responsive to our questions. She is extr knowledgeable in her field.
  • K
    Katherine M
    EL CAJON, CA
    Posted on October 12th, 2025 03:51 PM
    Your professiona assistance has made a significant difference in all prosess , make prosess smooth and successful. Sincerely appreciate your time.
  • T
    Tuan T N
    San Diego, CA
    Posted on October 12th, 2025 03:28 PM
    Matthew was very great at communication. made this process very easy .
    Reply from Matthew Shaver
    October 16th, 2025 10:19 PM
    Thanks for the kind words Tuan! I look forward to helping you purchase that dream home in the next year or two ;)
  • C
    Christen S
    Lake Arrowhead, CA
    Posted on October 11th, 2025 03:03 PM
    Awesome all
  • M
    Maria R S
    Agoura Hills, CA
    Posted on October 10th, 2025 03:06 PM
    Tt my 10th or 11th along with Ken and he always does a great job and comes through in the end.
    Reply from Ken Kamins
    February 4th, 2026 06:51 PM
    Maria, it's always rewarding to know that my efforts have been consistently meeting your expectations over the years. Thank you for trusting me to handle your needs time and again. If there's ever anything more I can do for you, just let me...
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235