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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Excellent communications with James, Aaron and Pam and we appreciated your flexibility in working with us through a delayed and challenging escrow!
Reply from Carmody Team
September 22nd, 2026 01:33 PM
I'm glad to hear that James, Aaron, and Pam were able to provide excellent communication and flexibility during your challenging escrow experience, Edward. At Synergy One Lending, Inc., ensuring a smooth process is always a priority, and I'm...
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I always recommend Matt to clients because he gets the job done with great offer terms that he and his team always meet. A pleasure to work with!
Reply from Matthew Shaver
September 15th, 2026 02:47 PM
Thanks Carly! We'll continue to do our best for you..
for
Mission Valley
Just a flawless experience using Karen Cimera. She is wonderful to work with, efficient, timely and communication is nearly instant with important matters. Highly recommend we have had an excellent experience now with 2 separate loans. She...
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for
Mission Valley
Mission Valley has received a review with 5 star rating from Steven S
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Great service and an absolutely wonderful experience. I honestly don’t remember ever having such a smooth and pleasant experience with a mortgage broker before. From guiding us through every next step, to answering questions and clarifying...
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Reply from Owner
September 21st, 2026 05:03 PM
Haseeb, I'm grateful to hear that you had such a smooth and pleasant experience with my services. It’s nice to know that the guidance and responsiveness provided by Synergy One Lending, Inc. met your expectations. Thank you for your kind words...
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Everything from the speed of service, the advice, andswering questions to guiding Next steps. Never had such a pleasant and professional service before!
Reply from Baha Maleki
September 21st, 2026 02:20 PM
Haseeb, I'm pleased to hear that you had a pleasant and professional experience with my services. It's wonderful to know that Synergy One Lending, Inc. could meet your expectations in terms of speed, advice, and guidance. Thank you for sharing...
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for
Mission Valley
Mission Valley has received a review with 5 star rating from Isaac P
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Mission Valley
Fast, friendly and a hassle free home buying experience.
for
Mission Valley
Chris was amazing. Made us very comfortable every step of the way. A++++
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I had an excellent experience working with David Varela as my loan officer. From beginning to end, David was professional, knowledgeable, responsive, and always willing to go the extra mile.He made the entire loan process easy to understand,...
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Reply from David Varela
September 18th, 2026 03:26 PM
Jose, I truly appreciate your thoughtful feedback. I'm glad to hear that my communication and dedication made a positive impact on your loan process with Synergy One Lending, Inc. It was a pleasure working with you and ensuring everything went...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235