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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
2%
3 Star
0%
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0%
1 Star
0%
Reviews from Web
  • for
    Mission Valley
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    Deana W
    Posted on September 16th, 2026 12:00 AM
    Mission Valley has received a review with 5 star rating from Deana W
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    Mission Valley
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    Hannah S
    Posted on September 16th, 2026 12:00 AM
    Mission Valley has received a review with 5 star rating from Hannah S
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    Mission Valley
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    Irving P
    Posted on September 16th, 2026 12:00 AM
    Lynda and the team at Synergy One were outstanding from start to finish. My mortgage situation was more complicated than most, and Lynda’s patience, knowledge, and clear communication gave me confidence throughout the entire process.She was...
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    Mission Valley
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    Beverley G
    Posted on September 16th, 2026 12:00 AM
    Mission Valley has received a review with 5 star rating from Beverley G
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    Mission Valley
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    Micah H
    Posted on September 16th, 2026 12:00 AM
    Amazing service!!!
  • for
    Mission Valley
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    C R
    Posted on September 15th, 2026 12:00 AM
    Matt Keyes is an excellent Loan officer. Matt was very professional and a great advocate for the borrower.
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    Mission Valley
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    Griffin
    Posted on September 15th, 2026 12:00 AM
    Jack Chamaty was so incredibly helpful throughout our first home buying experience. He took more than an hour out of his evening while preparing to take his daughter to college the next day just to explain the ins and outs or how buying a home...
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    Mission Valley
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    Mis
    Posted on September 15th, 2026 12:00 AM
    Mission Valley has received a review with 5 star rating from Mis
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    Mission Valley
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    The H
    Posted on September 15th, 2026 12:00 AM
    Great communication from beginning to end. Went over and beyond to help us get into our new home! Would definitely recommend!
  • M
    Mindy L
    San Diego, CA
    Posted on September 14th, 2026 07:11 PM
    James, Pam, and Aaron consistently deliver a 5-star experience from start to finish. I truly love our partnership—together, we make our clients feel comfortable, confident, and well taken care of throughout every step of the home-buying process....
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    Reply from Carmody Team
    September 22nd, 2026 07:12 PM
    Mindy, I'm grateful to hear about your positive experience with James, Pam, and Aaron at Synergy One Lending, Inc. It's wonderful to know that our partnership helps make the home-buying process smooth and enjoyable for our clients.
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235