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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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5 Star
97%
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2%
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Reviews from Web
  • C
    Carlos A
    SAN DIEGO, CA
    Posted on November 21st, 2025 04:08 PM
    Synergy One Lending made my entire loan process smooth and stress-free. James and his team were extremely responsive, clear, and organized from start to finish. They explained every step, handled all underwriting items quickly, and kept me...
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  • S
    Shahram R
    San Diego, CA
    Posted on November 20th, 2025 05:56 PM
    Professional, fast, responsible and hard working, not any mistake at all . Patient and respectful.
  • S
    Shahram R
    Posted on November 20th, 2025 04:33 PM
    Baha is very professional and fast, she was able to complete the entire loan process in 19 days. We are really happy and she kept us updated with any changes or progress in the process. Her friendliness and good communication were another quality...
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    Reply from Owner
    August 7th, 2026 04:31 AM
    Thank you so much for the kind words Shahram agha! I will definitely be in touch once it is time to refinance!
  • M
    Mina V
    San Diego, CA
    Posted on November 20th, 2025 04:30 PM
    Being ontime, professional and responsible. Also no any mistake at all.
  • A
    Akhilesh S
    Palos Verdes Estates, CA
    Posted on November 19th, 2025 04:43 PM
    Known Ken over last 20 years- he is phenomenal and got me best Financing & Refinancing deals. Extremely helpful and very knowledgeable & professional!
    Reply from Ken Kamins
    February 4th, 2026 06:50 PM
    Akhilesh, thank you for your longstanding trust and kind words. It's been a privilege to work with you over the years and help secure financing and refinancing that meets your needs. Your feedback is very much appreciated, and I’m always here...
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  • Y
    Yi C
    San Diego, CA
    Posted on November 18th, 2025 08:42 PM
    Quick responses and easy process
    Reply from Matthew Shaver
    November 18th, 2025 10:49 PM
    Thanks Yi! I always appreciate working with you..
  • K
    Kristen L
    San Diego, CA
    Posted on November 18th, 2025 03:04 AM
    Baha is the absolute best! We're first time buyers and had a quick escrow, and Baha got it done! She really went above and beyond in communicating with us during the process. Additionally, she did an oustanding job of helping us understand...
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  • A
    Alexis N
    National City, CA
    Posted on November 17th, 2025 08:28 PM
    THANKS AGAIN JASON !
    Reply from Jason Montoya
    April 7th, 2026 07:55 PM
    Thanks for your feedback!
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    Mission Valley
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    M
    Mollee J
    Posted on November 15th, 2025 12:00 AM
    We could not rave about Jessica Blakely enough! She was so kind, thorough and timely, and always answered our questions. Jessica is also very knowledgeable and made the first time home buying process SO much less stressful with her in our corner....
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  • L
    Lanie M
    Posted on November 13th, 2025 04:27 PM
    Baha was extremely detailed and always available for questions. Her team was on top of it and kept me informed at all times of where the process of the transaction was. We will be continuing to work with Baha for our next purchase!
    Reply from Owner
    August 7th, 2026 04:32 AM
    Thank you for the kind words Lanie! It was a pleasure to work with you on both your refinance and your next purchase. Congratulations on your beautiful new home, I can't wait to see it!
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235