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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
2%
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0%
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Reviews from Web
  • for
    Mission Valley
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    Elaine H
    Posted on March 25th, 2026 12:00 AM
    Jessica has an incredible knowledge of the lending business, her professionalism & customer service was beyond expectations.
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    Mission Valley
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    Yer V
    Posted on March 25th, 2026 12:00 AM
    Karla has been awesome with the loan process and even going beyond with other things to help us out.
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    Tami F
    San Diego, CA
    Posted on March 24th, 2026 06:30 PM
    Thank you for a stress free transaction
    Reply from James S. Carmody
    May 6th, 2026 05:14 PM
    Thank you for your review, Tami! This means the world to me, making my agents lives easier is one of my main goals in my business. If there is anything I can do for you moving forward, please don't hesitate to reach out. I am honored to be...
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    Michael L W
    Oceanside, CA
    Posted on March 24th, 2026 03:14 PM
    Fast and efficient service
    Reply from Joel Berman
    April 1st, 2026 03:15 PM
    Thank you for your kind feedback, Michael. I'm glad to hear that you found the service fast and efficient. If there's anything more I can assist you with in the future, please feel free to reach out.
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    Pamela L W
    Oceanside, CA
    Posted on March 24th, 2026 03:10 PM
    Joel communicated well amd was always available for questions
    Reply from Joel Berman
    April 1st, 2026 03:11 PM
    It was a pleasure assisting you, Pamela. Ensuring open communication and being available for any questions is important to me. I'm glad I could support you effectively throughout the process. Feel free to reach out if there's anything more...
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  • for
    Mission Valley
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    Candi H
    Posted on March 24th, 2026 12:00 AM
    Jon had excellent communication & kept us informed every step of the way. He was available to answer questions if needed & responded quickly. Transaction went smoothly & closed on time. I would not hesitate to recommend Jon in the future.
  • for
    Mission Valley
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    Samuel R
    Posted on March 23rd, 2026 12:00 AM
    If you want a loan officer that actually follows up and bends backwards for you, ask for Pedro. 😁
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    Max M
    San Diego, CA
    Posted on March 22nd, 2026 05:00 AM
    Matt was always on top of it and super helpful when we had questions . Highly recommend!!
    Reply from Matthew Shaver
    March 23rd, 2026 08:38 PM
    Thanks for the kind words Max! It is always a pleasure working with you and Hannah.
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    Nathan R D
    San Diego, CA
    Posted on March 22nd, 2026 02:02 AM
    Responsive and knowledgeable team
    Reply from Carmody Team
    March 30th, 2026 07:59 PM
    It's encouraging to hear your positive feedback on the team's responsiveness and knowledge, Nathan. I'm committed to providing support and making sure your experience continues to be satisfactory. If you have any more questions or need further...
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  • for
    Mission Valley
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    Gloria C
    Posted on March 22nd, 2026 12:00 AM
    The loan application process was quick and the mobile app was very convenient, which made everything so much easier for us. Overall, we had a great experience with this lending company—everything was smooth, efficient, and stress-free. Highly...
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235