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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
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2%
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Reviews from Web
  • M
    Mike O
    Posted on March 31st, 2026 03:23 PM
    The loan process was clear cut and the staff were friendly, informative and responsive to all our questions. We had a great experience.
    Reply from Owner
    April 8th, 2026 04:06 PM
    I'm glad to hear that you had a pleasant experience with the loan process, Mike. It's important to me that everything is straightforward and that any questions are answered promptly. If there's anything else I can assist you with in the future,...
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  • M
    Michael K O
    Laguna Niguel, CA
    Posted on March 31st, 2026 03:21 PM
    The process was clear cut and everyone involved was helpful, kind and responsive. I enjoyed the interface of the S1 Connect app.
    Reply from Baha Maleki
    April 8th, 2026 03:22 PM
    Michael, it's great to hear that you found the process smooth and appreciated the S1 Connect app. Ensuring clear communication and a user-friendly experience is important to me, and I'm thankful for your feedback. If you have any further thoughts...
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  • A
    Anthony M
    San Diego, CA
    Posted on March 30th, 2026 04:18 PM
    Baha has tremendous customer obsessions, followup, and communication. I can trust her and feel confident that I'm getting the best deal
    Reply from Baha Maleki
    April 7th, 2026 04:19 PM
    Anthony, I'm really pleased to hear that you felt confident and trusted during the process. Providing a reliable experience with strong communication is always my goal. If there's anything more I can do for you or if additional questions come...
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    Mission Valley
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    Vic M
    Posted on March 28th, 2026 12:00 AM
    Professional, knowledgeable and personal experience. From start to finish, I had the best team supporting and guiding my first home buying experience.
  • R
    Rachel G
    Santee, CA
    Posted on March 27th, 2026 04:08 AM
    We had a wonderful experience working with Joel Berman at Synergy One Lending and couldn’t be more grateful for his support throughout the process.Joel was consistently professional, knowledgeable, and incredibly helpful. From the beginning,...
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    Reply from Joel Berman
    March 27th, 2026 02:05 PM
    Thank you sooo much. It was an honor to serve you.
  • for
    Mission Valley
    google
    R
    Rachel G
    Posted on March 27th, 2026 12:00 AM
    We had a wonderful experience working with Joel Berman at Synergy One Lending and couldn’t be more grateful for his support throughout the process.Joel was consistently professional, knowledgeable, and incredibly helpful. From the beginning,...
    read more
  • N
    Nicole N
    SAN DIEGO, CA
    Posted on March 26th, 2026 04:42 PM
    James was fantastic throughout the process and didn't pressure me on anything. Provided great information & made me feel comfortable. Pam was wonderful too - thanks for taking my 5+ calls to help me understand what was happening! coudlnt recommend...
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    Reply from Carmody Team
    April 3rd, 2026 04:43 PM
    I'm pleased to know that you had a positive experience working with James and Pam. It's important to me that you felt comfortable and well-informed throughout the process. If you have any questions or need further assistance, feel free to reach...
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  • for
    Mission Valley
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    N
    Nicole N
    Posted on March 26th, 2026 12:00 AM
    James was fantastic throughout the process and didn't pressure me on anything. Provided great information & made me feel comfortable. Pam was wonderful too - thanks for taking my 5+ calls to help me understand what was happening!coudlnt recommend...
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  • for
    Mission Valley
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    Pamella
    Posted on March 26th, 2026 12:00 AM
    Ryan and his staff were very attentive and kept us informed all along the way for our refinancing. Highly recommend Ryan and Synergy
  • C
    Clark D
    Temecula, CA
    Posted on March 25th, 2026 03:46 PM
    James was great to work with. He was communicative, calm and patient. During closing there was never a moment that he was not available or I felt was delinquent in meeting any deadlines.
    Reply from Carmody Team
    April 2nd, 2026 03:47 PM
    I'm glad to hear that your experience working with James was positive, Clark. It's important to me to ensure effective communication and support throughout the closing process. If you have any further questions or need assistance moving forward,...
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235