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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
We have worked with Jason on multiple occasions. Jason always guides us through the process with amazing communication at every step.
Reply from Jason Montoya
June 10th, 2026 08:17 PM
Bradley, I appreciate your kind words and the trust you've placed in me over multiple occasions. I'm happy to hear that my communication has been helpful throughout the process. If there's anything more you need, please don't hesitate to reach...
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Mission Valley
I can't recommend Natalie Moles highly enough. She guided us through both a bridge loan and a home purchase, and the entire process was smooth and clear. What really set her apart was how communicative she was and how she handled the unexpected....
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Mission Valley
Really? Wonderful people work hard to make your loan approved and get you what you need.
Rick is great to work with, always commucating, solving problems in a thoughful, calm manner, and delivers for my clients.
Reply from Rick Kleinfinger
June 1st, 2026 07:43 PM
Hi Ian,
Thank you so much.
This means a lot to me coming from you. I look forward to working with you again soon.
This is the 3rd time we have used Jason! He is excellent throughout the whole loan process with little to no stress.
Reply from Jason Montoya
June 8th, 2026 03:28 PM
Thank you, Kelly, for choosing to work with me for the third time. I'm pleased to know that the loan process was smooth and stress-free for you. If there's anything more I can assist you with, please feel free to reach out.
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Never keep us in the dark with any information. She always made sure that we were taken care of and never had a "oops" moment during the process. When we re up to a different place we definitely will be coming back to Baha.
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Reply from Baha Maleki
June 8th, 2026 07:06 PM
Jacob, I'm grateful for your kind words and pleased that you felt well-informed throughout the process. Ensuring there are no surprises and that you feel taken care of is always my priority. I look forward to assisting you again in the future!...
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Baha is great! She explains things and is willing to answer any and all questions. She provides clarity and support throughout the whole process!
Reply from Baha Maleki
June 8th, 2026 06:25 PM
Emilee, I'm glad to hear that you found my explanations and support helpful throughout the process. Providing clarity and answering all your questions is important to me. Thank you for your kind words!
Jason was very communicative and responsive. He was always quick to answer questions, explain things and made this experience quick and easy!
Reply from Jason Montoya
June 5th, 2026 04:31 PM
I'm glad to hear that you found the experience quick and easy, Emily. Effective communication and responsiveness are important to me, so it's wonderful that they contributed positively to your experience. If you have any more questions or need...
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Thank you again; always a pleasure working with you and your team! This is our 4th transaction with you guys.
Reply from Baha Maleki
June 5th, 2026 03:32 PM
Richard, I appreciate your continued trust and support through these four transactions. It's always a pleasure working with you and your kind words mean a lot to me and my team. Thank you for choosing us time and again!
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I was referred to Steve by a friend, and from my introductory call with him through the entire process, my experience exceeded expectations. Steve and Melissa’s communication, professionalism, and clear explanations were key to making the experience...
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Reply from Steve Haddad
June 4th, 2026 05:58 PM
I'm glad to hear that your experience with me and Melissa was smooth and stress-free, Robert. I'm grateful for the referral from your friend and pleased that our communication and professionalism met your expectations. Thank you for sharing...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235