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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • A
    Aaron M
    Posted on March 4th, 2024 07:31 PM
    Steve worked with us on getting our loan processed in a short timeline. He provided great service and made everything easy and efficient.
  • E
    Erik A N
    Bonita, CA
    Posted on March 3rd, 2024 02:19 AM
    Joel was always attentive to any question we had. Communication was great and customer service was excellent.
  • D
    Damon E G
    Posted on March 2nd, 2024 06:21 PM
    Jason is very talented, professional, and friendly. He is always quick to respond to any questions. He really takes his time to explain any questions and source of confusion. More importantly, he was in constant communication with our realtor...
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    Reply from Owner
    January 9th, 2026 10:05 AM
    Thank you, Damon Erfan Ghetmiri, for your kind words and recommendation. We strive to provide exceptional service to our clients every step of the way. We're glad to hear about your positive experience with us. We appreciate your trust in our...
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  • D
    Damon G
    San Diego, California
    Posted on March 2nd, 2024 06:20 PM
    Jason is very talented, professional, and friendly. He is always quick to respond to any questions. He really takes his time to explain any questions and source of confusion. More importantly, he was in constant communication with our realtor...
    read more
    Reply from Jason Montoya
    March 30th, 2024 02:51 AM
    Thank you so much for the glowing review! You were a pleasure to work with and I so pleased we were able to assist you with your home purchase!
  • D
    Daniel L
    Nashville, TN
    Posted on March 2nd, 2024 02:36 AM
    Communication was poor. I felt like emails were slow for responses and sometimes unanswered. I received quicker responses via text. That doesnt work as well when using a transaction coordinator and keeping multiple people updated at the same...
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  • F
    Frank J V
    San Clemente, CA
    Posted on March 1st, 2024 03:45 PM
    Just did a very good job at handling my home improvement loan
  • R
    Robert C S
    Borrego Springs, CA
    Posted on March 1st, 2024 03:15 PM
    Efficient service and good communication
    Reply from Sarah Lindsey
    March 1st, 2024 08:14 PM
    Thank you so much for the kind review Bob! We hope you enjoy your new beautiful home.
  • P
    Patty C
    La Jolla, CA
    Posted on March 1st, 2024 02:22 PM
    James and his team are professional, communicative, caring, and very proactive when it comes to problems solving. I I am a top producing real estate professional with very high standards, and James has met everyone of my expectations without...
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    Reply from James S. Carmody
    April 19th, 2025 01:44 AM
    Thank you for your incredible feedback and continued trust Patty! It means a great deal coming from someone with such high standards. My team and I truly value our partnership and are committed to delivering exceptional service every step of...
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  • I
    Iftah G M
    Del Mar, CA
    Posted on February 28th, 2024 04:27 PM
    jj and her work great together
    Reply from Sarah Lindsey
    February 28th, 2024 05:05 PM
    Thanks for the review, Guy! What can we do next time to earn that 5th star?
  • S
    Shih-Hung Y
    Tustin, CA
    Posted on February 28th, 2024 01:18 AM
    Service and level of guidance for new home owner
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235