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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • E
    Elizabeth R
    VALLEY CENTER, CA
    Posted on July 26th, 2024 03:38 PM
    Communication
    Reply from James S. Carmody
    April 19th, 2025 12:04 AM
    I sincerely apologize for any delays in communication. We will be working diligently to resolve this issue and unsure our clients clear and consistent communication.
  • M
    Matt S
    Posted on July 25th, 2024 08:10 PM
    Working with Baha on securing our mortgage was an absolute pleasure. She demonstrated unparalleled expertise and professionalism throughout the entire process. Baha was incredibly informative, patiently explaining all our options and helping...
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  • M
    Matthew S
    Chula Vista, CA
    Posted on July 25th, 2024 08:09 PM
    Nice work. Thx.
  • T
    Terry L W
    Valparaiso, NE
    Posted on July 25th, 2024 02:36 PM
    The quick responses to any questions I had
  • Y
    Yuri G
    Posted on July 23rd, 2024 05:45 PM
    Jason Montoya has received a review with 5 star rating from Yuri G
    Reply from Owner
    January 9th, 2026 10:05 AM
    Thank you for your high rating, Yuri! We are glad you had a positive experience with our business, and we appreciate your support.
  • T
    Travis G
    Oceanside, CA
    Posted on July 22nd, 2024 04:17 PM
    Matt was great!
  • for
    Mission Valley
    google
    E
    Edgar N
    Posted on July 20th, 2024 12:00 AM
    Mission Valley has received a review with 5 star rating from Edgar N
  • for
    Mission Valley
    google
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    Manuela N
    Posted on July 20th, 2024 12:00 AM
    Mission Valley has received a review with 5 star rating from Manuela N
  • Encompass
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    Charlene A R
    SCROGGINS, TX
    Posted on July 19th, 2024 02:21 PM
    Had to send stuff multiple times and took 6 months to get a pre approval
    Reply from Jim Potts
    July 19th, 2024 02:34 PM
    I appreciate your feedback, Charlene. Construction loans have many moving parts with the Contractors etc. I apologize for the inconvenience you experienced during the process. We continually strive to streamline operations at Synergy One Lending,...
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  • E
    Edward L B
    La Mesa, CA
    Posted on July 16th, 2024 08:06 PM
    Consistent communication throughout our transaction via both email and phone. Very professional.
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235