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Lower - Beachwood, OH

Beachwood, OH
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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5 Star
93%
4 Star
5%
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Reviews from Web
  • for
    Colby Gardner
    Encompass
    C
    CHRISTINA N
    BRUNSWICK, GA
    Posted on April 30th, 2026 12:34 PM
    He was very responsive and respectful of my time. he had answers to all my questions
    Reply from Colby Gardner
    May 7th, 2026 06:12 PM
    I'm grateful for your kind words, Christina. It's good to know that my responsiveness and respect for your time made a positive impact. If you have any more questions or need further assistance, please don't hesitate to reach out.
  • for
    Jonathan Fishman
    Encompass
    J
    JAMES O
    OLEY, PA
    Posted on April 30th, 2026 12:23 PM
    Johnathan was very respectful
  • for
    Dalton DePaul
    Encompass
    J
    JAMES P
    Mount Juliet, TN
    Posted on April 30th, 2026 12:20 PM
    Dalton made the process expeditiously, smooth and very informative. Thank You
  • for
    Dalton DePaul
    Encompass
    K
    Karyn P
    Mount Juliet, TN
    Posted on April 30th, 2026 10:12 AM
    Dalton was friendly, professional and lnowledgable in providing and explaining options
  • B
    Blake T R
    Tifton, GA
    Posted on April 30th, 2026 10:04 AM
    Mr. Hooper was always communicating with my husband and I, if a problem occured he always made sure it was taken care of. He was also always open and pleasant to work with!
    Reply from Brandon Hooper
    April 30th, 2026 02:14 PM
    I'm glad to hear that you and your husband had a positive experience, Blake. Effective communication is important to me, and I'm pleased I could assist with any issues that arose. Thank you for your kind words!
  • for
    Colby Gardner
    Encompass
    S
    SHEREA W
    CHUNCHULA, AL
    Posted on April 29th, 2026 09:28 PM
    Colby was very helpful and easy to talk with discussing my different options. He made it easy.
    Reply from Colby Gardner
    May 7th, 2026 07:41 PM
    I'm pleased to hear that you found our conversation helpful and straightforward, Sherea. It's nice to know I could assist you with exploring your options. If you have any more questions or need further guidance, feel free to reach out.
  • M
    MARIA R
    Nottingham, MD
    Posted on April 29th, 2026 07:33 PM
    Thr loan officer was helpful and listened to us and answered our questions.
  • R
    ROQUE F A
    Nottingham, MD
    Posted on April 29th, 2026 04:14 PM
    I had a great experience because the loan officer was very helpful and easy to talk to. They took the time to explain everything clearly and made sure I understood each step of the process. They were patient with my questions and responded...
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  • W
    William J H
    WAKE FOREST, NC
    Posted on April 29th, 2026 10:30 AM
    Scott was very personable and he attentive during the whole process.
    Reply from Scott Bradley
    May 6th, 2026 07:17 PM
    William, thank you for your kind words. I'm glad to hear that you found me personable and attentive throughout the process. If there's anything else I can assist you with, please feel free to reach out.
  • P
    Patricia A R
    Westfield, MA
    Posted on April 28th, 2026 10:04 PM
    John is phenomenal. This is our second time doing business with John. I would not even consider going to anyone else for these type of transactions. He is thorough, knowledgeable, easy to communicate with and responds immediately to any confusion...
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    Reply from John Kulka
    May 6th, 2026 02:11 PM
    Thank you so much for your kind words, Patricia. I'm pleased to hear that you found the experience positive and felt comfortable reaching out with any questions. It's always a pleasure working with you, and I'm grateful for your trust and confidence...
    read more
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.