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Kansas City, Overland Park, KS
Overland Park, KS
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Phil was so efficient and thorough! I appreciated his quick response to emails. He made this part of our real estate transaction run very smoothly! Thank you.
Reply from Phil Scaglia
July 27th, 2026 03:40 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
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He answered all my questions. Called when he said he will call if he did not know the answer to my questions.
Very pleasant and helpful at all times.
i will give him a 10+
Reply from Barry Allen
July 22nd, 2026 03:24 PM
Thank you for your kind words! We're delighted to hear that all of your questions were answered and that the follow-through and communication met your expectations. Providing reliable, helpful service is always our goal, and we're glad you...
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Really strong communication throughout the process. Phil was good at listening to my needs early in the process and giving me flexible options. Once we decided on our needs he was clear on the pros and cons of different structures and helped...
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Reply from Phil Scaglia
July 27th, 2026 02:40 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Jenny has helped me with several loans and refinances and she makes each one so smoothe and simple!
Reply from Jenny Zillner
July 27th, 2026 02:04 PM
Thank you for the positive review. If you need anything, please give me a call.
Scott, Traci, and the entire team are on the ball and do their jobs well. I know that the loan will get done quickly. If they need anything, they communicate promptly and clearly. I love working with them.
Reply from Scott and Traci Turner
July 21st, 2026 04:45 PM
thank you for the nice review!
Congrats on your new home!!
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Tracy was a great communicator, always kept me informed along the way.
Reply from Tracy Geer
July 27th, 2026 04:29 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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Very helpful fast. Great customer service. Very prompt with information we need. He made the process so much easier then I expected.
Reply from Martin Still
July 20th, 2026 03:30 PM
Thank you for the reply Kelley. It was a pleasure working with you.
Very helpful fast. Great customer service. Very prompt with information we need. He made the process so much easier then I expected.
Reply from Owner
August 3rd, 2026 12:00 AM
Thank you, Kelley! We're happy to hear the process was easier than expected and that you received prompt, helpful service. We appreciate your kind review!
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From the very beginning of getting pre-approved to closing was a very smooth transition & we were so grateful for everyones suppor! We are very excited about being homeowners again! Thank you & your team for everything. Sincerely,Edward & Christina...
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Reply from Barry Allen
July 21st, 2026 02:26 PM
Thank you, Edward and Christina, for your kind words! It was truly a pleasure working with you both throughout your homebuying journey. I'm thrilled to hear the process was smooth from pre-approval to closing. Congratulations on becoming homeowners...
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Kim went above and beyond. She truly was remarkable to work with and had amazing communication every step of the way.
Reply from Kim Schultz
July 19th, 2026 02:28 PM
So thrilled for you and Richard, on the purchase of your first home!!!! Best of luck in the next chapter!
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About
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Year Started
1867
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org