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Kansas City, Overland Park, KS
Overland Park, KS

We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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My family and I (cousins, parents, brother) have used Phil for out lending needs for years now and none of us would go with anyone else. The communication and direction he provides makes the process very easy to understand and considerably...
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Reply from Phil Scaglia
December 15th, 2024 08:38 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Kelly was wonderful and there for us through every step of the process. She was patient and willing to take the extra time since we are first time homeowners. We couldn't recommend her enough.
Reply from Kelly Whitwood
December 10th, 2024 04:58 PM
Thank you, Emma, for your kind words. It was my pleasure to work with you both and wish you all the best in your new home! Hope to see you soon!
Jim Yarrington has received a review with 5 star rating from Avery H
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate your review, Avery!
Kelly was great for our entire home-shopping journey! We had a few offers and she was with us through them all and to the completion of our lake home. She was very responsive and attentive and helped us so much! She answered all of our questions...
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Reply from Kelly Whitwood
December 10th, 2024 05:00 PM
Thank you Katie. I love getting a great review from my customers. It was so nice to work with you as you patiently waited for your beautiful new lake home. Wishing you lots of wonderful memories to come!
Happy Holidays!
Jody did a great job of explaining the documents we were signing, and the entire loan process went smoothly due to their great communication tools
Reply from The O'Neill Team
December 9th, 2024 04:00 PM
Thank you, Dawn! Glad we were able to assist you and you felt the process went smoothly. Let us know if you have any questions or need any help in the future!
I highly recommend working with Kelly Whitwood and her team at FSB Mortgage! She was very knowledgeable and very responsive. She made us feel supported and at ease through out the entire mortgage process and home buying journey!
Reply from Owner
October 3rd, 2025 12:00 AM
Katie, thank you for your review! We are glad that Kelly and our lending team could assist you throughout the process!
Great customer service from start to finish. Quick, efficient & very knowledgeable!
Reply from Terry & Peter O'Neill
December 9th, 2024 04:00 PM
Thank you, Jeannie! We were happy to assist you and let us know if you or anyone else you might know need help in the future.
Maggie kept us informed on the progress of our loan application and answered all questions we had. Great experience working with her!
Reply from Maggie Rivera
December 12th, 2024 01:48 AM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
We have worked with Jenny on several occasions and it is always a smooth, easy process . We wouldn't want to go with anyone else!!
Reply from Jenny Zillner
December 11th, 2024 04:45 PM
Thanks for the great feedback. I hope you enjoy your new home!
Online system was convenient
Reply from Barry Allen
December 11th, 2024 03:24 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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About
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Year Started
1867
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org