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Kansas City, Overland Park, KS
Overland Park, KS
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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The attention to detail, as well as the very thorough communication made this experience amazing. Not having the stress and worry regarding the financing of the home was a tremendous relief!
Reply from The O'Neill Team
July 7th, 2025 02:13 PM
Thanks for your kind words Wes. We thoroughly enjoyed working with you and Vanessa, and enjoy your great new home!
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Good communication. Frequent updates.
Reply from Phil Scaglia
July 10th, 2025 12:05 PM
Thanks for the great feedback. I hope you enjoy your new home!
Jim Yarrington has received a review with 5 star rating from Wes C
Reply from Owner
October 3rd, 2025 12:00 AM
Your 5-star review means a lot to us—thank you!
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Our last house purchase was 32 years ago so we needed a lot of education. Phil and his crew were very clear and helpful every step of the way. Our excellent realtor, Lauren Anderson, highly recommended Phil and we have now experienced why.
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Reply from Phil Scaglia
July 9th, 2025 02:26 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Our last house purchase was 32 years ago so we needed a lot of education. Phil and his crew were very clear and helpful every step of the way. Our excellent realtor, Lauren Anderson, highly recommended Phil and we have now experienced why.
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Reply from Owner
October 3rd, 2025 12:00 AM
Thank you so much for the kind review! We’re glad Phil and the team could help make the process smooth and easy to understand. We’re grateful for Lauren’s recommendation and honored to have earned your trust!
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This is the second mortgage we've used Todd Hedger for and he's been great both times. He took the time to find us the right mortgage given our situtation, communication has been great and the process very smooth.
Reply from Todd Hedger
July 7th, 2025 12:14 PM
I'm thrilled to hear that your mortgage experience with me was positive once again. It was a pleasure assisting you, and I'm glad I could help find the right mortgage for your situation. Thank you for your continued trust and for highlighting...
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Todd was very helpful during the loan process. Filled me in on a lot of information that I wasn't aware of before and was always open to answering questions.
Reply from Todd Hedger
July 3rd, 2025 04:16 PM
I'm glad to hear that you found the loan process informative and that I could assist you by answering your questions. Thank you for your kind words and for choosing First State Mortgage!
This is the second mortgage we've used Todd Hedger with First State Bank Mortgage for and he's been great both times. He took the time to find us the right mortgage given our situtation, communication has been great and the process very smooth....
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Reply from Owner
October 6th, 2025 12:00 AM
Marilyn, thank you for your continued trust in Todd and First State Bank Mortgage! We're so glad to hear he provided another great experience with clear communication and a smooth process. We truly appreciate your loyalty and kind words!
Our loan was sold immediately after closing. The communication between people needs to be a lot better. We were not consulted upon making decisions. One day you are making a helix loan, next day a bridge loan to no loan. No communication.
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Reply from Terry & Peter O'Neill
July 7th, 2025 08:48 PM
Thank you for sharing your thoughts. We will use your feedback to identify areas where we can improve and provide a better experience in the future.
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Todd assisted me for over a year with understanding what was needed and when to do it.
Reply from Todd Hedger
July 1st, 2025 04:48 PM
I'm glad to hear that I could assist you over the past year and provide you with the necessary guidance. Your satisfaction is important to me, and I appreciate your positive feedback.
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About
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Year Started
1867
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org