

Raymond Bravo
Sr. Loan Officer | NMLS #213751

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Ray is very personable and responsive to any questions or concerns. He treated me like a friend throughout the process and also connected with me before I was even ready to start looking. He was able to help me get an idea of what I needed...
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Great team to work with! Very thorough, clear and prompt communication, knowledgeable and personable. I highly recommend Ray and his team.
Friendly great person , so helpful and he is a great hard worker
Ray went above and beyond my expectations. Ray treats you like family and not like another client he is trying to close. He answered every question and provided useful advice! I had less than perfect credit and he guided me on how to improve...
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Ray is a true professional. He delivers results even when faced with tight timelines and constantly changing situations. I would highly recommend him. He will be my first phone call when I have future financing needs. Above all, Ray is very...
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Ray is a true professional. He delivers results even when faced with tight timelines and constantly changing situations. I would highly recommend him. He will be my first phone call when I have future financing needs. Above all, Ray is very...
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Ray was quick to approve my loan, provide me with all the information requested, and was available when I needed him for questions ; which was quite often... his experience was appreciated and I would recommend him to anyone looking to aquire...
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Did a very good job getting the closing done quickly and on time.
First and most I now am a first time homeowner with my family and Ray Bravo was a huge part of that! Throughout the entire process Ray was always available to return my call, and answer any question within a short period of time, if not within...
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Mr. Bravo did an outstanding job of guiding me through the process. Everything he said would happen, did. I love my new home. I never thought I'd be a homeowner until I met Ray.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Raymond is a seasoned mortgage banker for over forty years of experience with all loan programs whether first time home buyer or past clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
all residential loans including: CONVENTIONAL, VA, FHA, JUMBO, AND NON QM : BANK STATEMENT
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Positions
- Synergy One Lending - mortgage consultantFeb 1st, 2024 - Current
Year Started
1984
Time Zone
Central Standard Time (CST)
Licenses
- NMLS: 213751
Hobbies
- anything out doors, all sports, especially golf ty
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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