

Raymond Bravo
Sr. Loan Officer | NMLS #213751

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Ray was extremely informative, helpful and available. He made my first home buying experience easy and enjoyable!
Ray communicated back and forth during the whole week, and, most importantly, and got me great rates!
Great communicator and easy to work with. I strongly recommend working with Ray.
What we liked the most was that everything was done from home.
Ray Bravo lives for this business. I was a first time home buyer and had so many questions but when I got in contact with Ray he immediately answered all them. He answered every single phone call I made to him. And if I ever had to call him...
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Ray was very open and straight forward, if we had any questions he was very fast to respond to us. He made for a quick and easy loan
A pleasure to work with! Rays commitment to this business and his clients are 10+++++
This man knows his stuff. I have dealt with Ray three times for financing and every time is better then the last. i trust him 110%.
Carolyn
Ray was available to help me whenever needed and worked very hard to get me a better deal all around. Him and his team were super helpful throughout the whole process as this was my first home purchase. I appreciate them all so much and can't...
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Ray is awesome very helpful guided me all the way through. I wouldn’t go to anyone else. Thanks ray
Ray was fantastic throughout the entire process.Extremely knowledgeable, honest and direct.Was very important in putting together the most attractive offer to the sellers.Always called or texted back right away with answers to questions I had....
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Raymond is a seasoned mortgage banker for over forty years of experience with all loan programs whether first time home buyer or past clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
all residential loans including: CONVENTIONAL, VA, FHA, JUMBO, AND NON QM : BANK STATEMENT
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Positions
- Synergy One Lending - mortgage consultantFeb 1st, 2024 - Current
Year Started
1984
Time Zone
Central Standard Time (CST)
Licenses
- NMLS: 213751
Hobbies
- anything out doors, all sports, especially golf ty
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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