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Ray Putt  - Senior Loan Officer | NMLS 790492 in Bethesda, MD

Ray Putt

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Senior Loan Officer | NMLS 790492

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Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily... Show More
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  • Encompass
    K
    Klara K C
    Vergennes, VT
    Posted on September 10th, 2025 08:45 PM
    Ray is very friendly, organized, and great with communication. He kept me updated with everything that was going on. He was very responsive to emails and a pleasure to work with.
  • Encompass
    M
    Merritt P
    Beaverton, OR
    Posted on August 25th, 2025 05:13 PM
    Great quick and easy communication
    Reply from Ray Putt
    August 25th, 2025 05:27 PM
    Thanks Merritt!
  • Encompass
    K
    Kathleen O
    Beaverton, OR
    Posted on August 15th, 2025 02:29 PM
    Ray was professional, communicative, knowledgeable and efficient, closing the loan quickly.
    Reply from Ray Putt
    August 15th, 2025 04:44 PM
    Thanks Kathleen - great team effort. Thanks for all your support.
  • Encompass
    R
    Regina T
    Falls Church, VA
    Posted on August 12th, 2025 12:05 PM
    Amazing customer service! Highly responsive. I won't use anybody else.
    Reply from Ray Putt
    August 12th, 2025 12:21 PM
    Thanks Gina.
  • Encompass
    J
    Jacob M P
    Ellicott City, MD
    Posted on August 5th, 2025 12:34 PM
    Ray was very communicative throughout the entire process, and kept us well informed of timelines and upcoming hurdles, allowing us to make good decisions that we felt comfortable with as first time homebuyers.
  • Encompass
    K
    Kevin A B
    Fairfax Station, VA
    Posted on July 2nd, 2025 11:40 AM
    Ray is the reason! At each step of the way, options were explained in detail and in a way that was easy to understand. Ray has worked with us over for five years, alway quick with a Pre-Qualification letter for home purchase offers. As a vetera,...
    read more
    Reply from Ray Putt
    July 2nd, 2025 12:10 PM
    Thanks Kevin!
  • Encompass
    E
    Emily W
    Newport, RI
    Posted on June 30th, 2025 04:25 PM
    Ray is very responsive and takes time to explain things.
    Reply from Ray Putt
    July 2nd, 2025 12:11 PM
    Thanks Emily!
  • Encompass
    K
    Kelsey F
    Bethlehem, PA
    Posted on May 15th, 2025 05:32 PM
    Flawless experience throughout
  • Encompass
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    Robert R
    Beverly Hills, MI
    Posted on May 13th, 2025 04:30 PM
    Ray was fantastic, very sharp and on top of process.
  • Encompass
    A
    Alicen V C
    Idaho Falls, ID
    Posted on May 12th, 2025 05:10 PM
    Very attentive and tries to ensure you get the best rates.
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    About
    Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily adept at exploring and evaluating financial options for clients of all backgrounds and aspirations. Ray has been a mortgage consultant in the residential mortgage industry since 2003. Besides his undergraduate degree from Annapolis, Ray also holds a master’s degree from the Catholic University of America. He is an active member of the U.S. Naval Academy Alumni Association and The Fleet Reserve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 790492
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.