Ray Putt
Senior Loan Officer | NMLS 790492
Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily... Show More
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Ray is awesome! I've done two refinances and bought a house with him and every time he gets me the best rate and the best value. I'd recommend him to anyone looking for a home loan or refinance.
Reply from Ray Putt
October 24th, 2025 01:28 PM
Thanks John - have a nice weekend!
Ray was proactive and kept us informed of exactly what was needed and where we were in the process. Also, the online file, checklists, and ability to upload was very convenient.
Reply from Ray Putt
October 7th, 2025 08:49 PM
Thanks Bryan. Ray
As a real estate agent, working with a lender that is out of state coan sometimes prove challenging hwowver Ray made it the process flawless and easy. Great job!
Reply from Ray Putt
September 24th, 2025 01:08 AM
Thanks Sarah., Please let me know if I may be of assistance for any of your other clients.
Have a nice evening, Ray
Ray is very friendly, organized, and great with communication. He kept me updated with everything that was going on. He was very responsive to emails and a pleasure to work with.
Great quick and easy communication
Reply from Ray Putt
August 25th, 2025 05:27 PM
Thanks Merritt!
Ray was professional, communicative, knowledgeable and efficient, closing the loan quickly.
Reply from Ray Putt
August 15th, 2025 04:44 PM
Thanks Kathleen - great team effort. Thanks for all your support.
Amazing customer service! Highly responsive. I won't use anybody else.
Reply from Ray Putt
August 12th, 2025 12:21 PM
Thanks Gina.
Ray was very communicative throughout the entire process, and kept us well informed of timelines and upcoming hurdles, allowing us to make good decisions that we felt comfortable with as first time homebuyers.
Ray is the reason! At each step of the way, options were explained in detail and in a way that was easy to understand. Ray has worked with us over for five years, alway quick with a Pre-Qualification letter for home purchase offers. As a vetera,...
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Reply from Ray Putt
July 2nd, 2025 12:10 PM
Thanks Kevin!
Ray is very responsive and takes time to explain things.
Reply from Ray Putt
July 2nd, 2025 12:11 PM
Thanks Emily!
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About
Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily adept at exploring and evaluating financial options for clients of all backgrounds and aspirations. Ray has been a mortgage consultant in the residential mortgage industry since 2003. Besides his undergraduate degree from Annapolis, Ray also holds a master’s degree from the Catholic University of America. He is an active member of the U.S. Naval Academy Alumni Association and The Fleet Reserve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 790492
Disclaimer
Company NMLS 421593. All loans subject to credit approval.