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Ray Evans at Element Home Loans - Branch Manager | NMLS# 218350 in Newnan, GA

Ray Evans at Element Home Loans

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Branch Manager | NMLS# 218350

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Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Reviews from Web
  • google
    K
    Kyle I
    Posted on June 28th, 2024 01:44 PM
    Ray and his team provided us with excellent in depth service and understanding of our situation. They were able to meet our needs with tailored solutions and stuck with us through the end of our complicated buying process. We 100% recommend...
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    Reply from Owner
    June 29th, 2024 05:52 PM
    Love working with great clients! Thank you!!!
  • Encompass
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    Kyle B I
    Hogansville, GA
    Posted on June 28th, 2024 01:44 PM
    Ray was extremely communicative, responsive, knowledgeable, and helpful. We had a wonderful experience with him and his team.
  • Encompass
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    Flavia S
    West Melbourne, FL
    Posted on June 4th, 2024 04:40 PM
    I am very grateful to Ray. He works hard to help us and has been assisting me with my financing for years. Thank you for being so competente and reliable. The only thing to be improved is underwriters need to review our files with some time...
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    J
    Jo “ R
    Posted on May 26th, 2024 12:13 PM
    I recently had the pleasure of working with Ray at Element lending and I couldn't be more satisfied with the experience. From start to finish, Ray was professional, knowledgeable, and incredibly responsive. He took the time to understand my...
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  • Encompass
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    Joevita M R
    Griffin, GA
    Posted on May 26th, 2024 12:12 PM
    I recently had the pleasure of working with Ray at Element lending and I couldn't be more satisfied with the experience. From start to finish, Ray was professional, knowledgeable, and incredibly responsive. He took the time to understand my...
    read more
  • Encompass
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    Lori L C
    Newnan, GA
    Posted on May 24th, 2024 06:00 PM
    Ray was always pleasant and kind throughout the process!
  • Encompass
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    Robin S B
    Rossville, GA
    Posted on May 24th, 2024 03:24 PM
    We had one issue with the seller that made us stressed. Ray had our best interest at heart and it helped us get through to closing.
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    Joe W
    Posted on April 29th, 2024 02:57 PM
    Ray Evans at Element Home Loans has received a review with 5 star rating from Joe W
  • Encompass
    J
    Joseph W
    Newnan, GA
    Posted on April 29th, 2024 02:57 PM
    Ray was amazing, very helpful in explaining everything, and fun to talk with!
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    Levi M W
    Moreland, GA
    Posted on April 29th, 2024 04:10 AM
    I greatly appreciate how straight forward Ray Evans is in his advice. His experience gives him such wisdom and clarity when explaining new concepts and walking us through this entire process. 10/10 would recommend to others.
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    About
    Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs. Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
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    Positions
    • Element Home Loans - Loan Officer
      May 1st, 2007 - Current

    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 218350
    • AL 57498, FL LO52156, GA 28058
    Gallery
    Ray Evans at Element Home Loans - Gallery Photo
    Hobbies
    • Guitar, Pickelball, camping, boating
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.