Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Reviews from Web
It was a great an easy experience! Ray is super friendly and very helpful!
Very well guided process. Ray is great. No surprises, because we were well informed. Ray will be my refi guy when it come to that.
very well guided process. No surprises, because we were well informed. Ray will be my refi guy when it come to that.
Ray Evans at Element Home Loans has received a review with 5 star rating from Lauren C
We had a wonderful experience working with Ray Evans. He was so gracious with his time and did a fantastic job explaining all of our options. The entire loan process was extremely efficient. We highly recommend Ray and Element Home Loans!
Ray was always professional, informative and trustworthy. It was a pleasure working with him.
Ray helped make the process as smooth as possible.
Ray was excellent to work with. He made sure we were well educated every step of the way and well informed. He helped navigate any little bumps in the road and made a mortgage process feel easier than it has in the past for me
Reply from Owner
January 19th, 2024 03:42 PM
Always wonderful working with nice people! So happy to welcome this family to Georgia.
Ray was excellent to work with. He made sure we were well educated every step of the way and well informed. He helped navigate any little bumps in the road and made a mortgage process feel easier than it has in the past for me
Communication was on point, and Ray is very helpful and knowledgeable. Closing went smooth and the entire process was a good experience.
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
Gallery
Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.