
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Ray Evans at Element Home Loans has received a review with 5 star rating from Morgan D
Very communicative and knowledgeable. We felt we were given all of the information and help we needed for our first home-buying experience
Everybody was very helpful specially Mr. Ray he did explain us everything very clearly and make sure that we are doing right think thank you element home loans Mr. Ray!
Everything was great
Ray Evans was excellent from start to finish. He took the time on several occasions to walk us through each step of the process to make sure we had no questions along the way. Ray is knowledgeable, thorough and professional and I would highly...
read more
Ray Evans with Element Home Loans gave us a great home buying experience from start to finish. He was professional, knowledgeable and thorough every step of the way. We would absolutely recommend Ray Evans and Element Home Loans to our friends...
read more
Ray has always been so attentive to our needs. Great communication throughout our process! We have always had great experiences with Ray working for us! Thank you!!
Ray was very prompt, answered all my questions, and communicated the process clearly.
Ray was very prompt, answered all my questions, and communicated the process clearly.
I was well informed. If I had questions, Ray would answer so I understood the information.
61–70 of 408
About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
Gallery

Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.