
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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My husband and I had an amazing experience with Element Home Loans. Since our first contact, Ray Evans support and guide us to reach our goal and we realized a dream that we never imagine that could be possible. Buying our first home.We highly...
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Ray Evans at Element Home Loans has received a review with 5 star rating from Chad L
Ray was great. He walked us through the whole process with kindness and patience.
Ray Evans and his entire team at Element Home Loans made our first time home buying process an amazing experience! From the very first contact my husband and I had with Ray all the way to closing, Ray went over and beyond for us. He was not...
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Very detailed and knowledgeable helped with every step and available in all aspects of the process. very helpful . Always available to guide and coach every step. I will be referring Ray and element to all co-workers and friends looking to...
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Ray, you are great! You kept me up to date,and Informed throughout the entire process. I appreciate you and your expertise. I felt very reassured at all times. Thank you!
Ray was awesome!He was very thorough and empathetic. He took time to explain every step of the process and kept us appraised of it all. communication was great and having him available for questions and advice was incredibl.Thank you Ray!!!...
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Was was thorough, communicative and helpful every step of the process . Even after there were unexpected turns, Ray helped us through and made it happen . We are grateful and will definitely recomend Ray in the future!
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My wife and I want to thank you and your team at Element Home Loans for all that wonderful work Ray Evans (in particular) did during our home purchase process. We had to walk away from (2) previous homes due to issues discovered during our...
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Kristin and I want to thank you and your team at Element Home Loans for all that wonderful work Ray Evans (in particular) did during our home purchase process. We had to walk away from (2) previous homes due to issues discovered during our...
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.