Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
This was my first time buying a home, and their customer service made all the difference. Ray’s team was able to answer all my questions and break down some of the confusing aspects so that I felt really comfortable the whole process.
Everyone on the team is very responsive and extremely helpful. They answered all of my questions and were able to break down some of the confusing aspects of buying a home. This will definitely be the only company I do business with when buying...
read more
Ray and his team made the process very easy and smooth and took time to explain each process to first time home buyers.
Ray was an awesome person to work with! He answered all of our questions thoroughly and was available anytime we needed him. His whole team was very helpful throughout the whole process.
Ray has helped us with 3 mortgages and a refinance now. He has always been very kind and helpful. His whole team is very friendly.
They were available at any time of the day to answer questions or walk us through things! Couldn’t have asked for better service!
Professional in all ways, very informative and always accessible.
Ray and Sylvia were AMAZING because they were both available to answer my questions and explain the process to be whenever I needed them, even on the weekends and after 5p during the week. As a first time home buyer the process had the appearance...
read more
Refinancing this loan was the easiest thing I've ever done with any financial institution. Any/all questions were answered quickly and there were minimal document requirements. The paperwork was done so thoroughly, it took only about 20 minutes...
read more
Ray and his staff are 24/7 employees. Never do you hear excuses. They are always going the extra mile and solving the problem. Just a full meal deal service. Never had a client, including myself be declined.
281–290 of 408
About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
Gallery
Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.